323 E Wabash St, Hudson, IN 46747 Property Records

Steuben County property record for 323 E Wabash St, Hudson, IN 46747

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,182 sqft · built 1977
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$43,800 (Mar 2019)
Tax Bill	$766 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76-11-31-320-441.000-019`

Property Details

APN / Parcel Number

Primary APN	`76-11-31-320-441.000-019`
Alternative APNs	`11-31-320-441.000-40` `00001060415`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	1,182 sqft
Basement Area	274 sqft
Unfinished Basement	274 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,908 sqft
Parking Spaces	7 Parking Spaces
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00001060415
Street Address	323 E WABASH ST
City	HUDSON
State	IN
Zip	46747-5424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	F & F LOT 44
Legal Subdivision	FULLERTON AND FERGUSONS ADDITION
Legal Lot Number	44
Jurisdiction	STEUBEN IN
Township / Civil Division	STEUBEN
Census Block Group	4
Census Block	4012
Census Tract	971600

Owner

Source: Steuben County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	323 E WABASH ST, HUDSON, IN 46747-5424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Mar 25, 2019	Corporation Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2019 · Amount on Record
Deed Sale	Mar 25, 2019 · Amount on Record
Deed Document Number	201930401
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	323 E WABASH ST, HUDSON, IN 46747-5424
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E WABASH ST, HUDSON, IN 46747-5424

Mortgage

Document Number	0026030037
Date	Mar 3, 2026
Instrument	26030037

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	12832 COLDWATER RD, FORT WAYNE, IN 46845

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 24, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	323 E WABASH ST, HUDSON, IN 46747-5424
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021040455
Date	Apr 16, 2021
Instrument	21040455

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2019: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	STEUBEN IN
Recording Date	Mar 25, 2019
Property Address	323 E WABASH ST, HUDSON, IN 46747-5424
Document Number	0019030401
Map Reference	MB 1 PG 43
Instrument Date	Mar 15, 2019
Instrument	19030401
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	CENTURION LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E WABASH ST, HUDSON, IN 46747-5424

Mortgage

Document Number	0019030402
Date	Mar 25, 2019
Instrument	19030402

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Steuben County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Steuben County
County Subdivision	Steuben Township
Municipality	Hudson Town
Unified School District	Steuben County Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$766.00 (+115.77%) Homeowner's exemption	$170,800 (+82.48%) Land $7,800 Building $163,000	$170,800 (+82.48%) Land $7,800 Building $163,000
2024	$355.00 (+3.5%) Homeowner's exemption	$93,600 (+3.65%) Land $6,700 Building $86,900	$93,600 (+3.65%) Land $6,700 Building $86,900
2023		$90,300 (+3.67%) Land $6,400 Building $83,900	$90,300 (+3.67%) Land $6,400 Building $83,900
2022	$343.00	$87,100 Land $6,000 Building $81,100	$87,100 Land $6,000 Building $81,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–1996)
Most Recent Claim	Oct 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLEY WATER DEPARTMENT serves 983 people · EPA ID IN5276002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
MetaLINK Technologies Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Lakeland Internet, Steuben County REMC, Watch TV.

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