323 E Sawyer St, Eastpoint, FL 32328 Property Records

Franklin County property record for 323 E Sawyer St, Eastpoint, FL 32328

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,296 sqft · built 2002
Lot Size	0.309 acres (13,492 sqft)
Owner	Individual Name on File
Last Sale	$1,225,000 (Aug 2023)
Tax Bill	$10,824 (2025)
Deeds & Mortgages	Aug 2023 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`29-09S-06W-7315-0081-0090`

Property Details

APN / Parcel Number

Primary APN	`29-09S-06W-7315-0081-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,296 sqft Heated Area
Gross Area	2,672 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,492 sqft
Porch	Open Porch
Porch Area	376 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	323 E SAWYER ST
City	EASTPOINT
State	FL
Zip	32328-2431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 5 BL 81 LOTS 9 OR 84/689 848/62 865/313 1228/86 1371/151
Legal Range	06W
Legal Township	09S
Legal Section	29
Legal Subdivision	ST GEORGE ISL GULF BCHS
Legal Block	81
Legal Lot Number	9
Legal Unit	5
Jurisdiction	FRANKLIN FL
Township / Civil Division	APALACHICOLA
Census Block Group	1
Census Block	1005
Census Tract	970304

Owner

323 E Sawyer St is owned by an individual who bought it in August 2023.

Source: Franklin County records, as of January 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2600 KINSEY DR, ALBANY, GA 31721-2257
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage TC FEDERAL BANK
Sep 14, 2018	Warranty Deed, Transfer · Commercial Mortgage TC FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023 · Amount on File
Deed Sale	Aug 10, 2023 · Amount on File
Prior Sale	Sep 14, 2018 · Amount on File
Deed Document Number	0001371151
Deed Book / Page	1371 / 151
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Aug 10, 2023
Property Address	323 E SAWYER ST, EASTPOINT, FL 32328-2431
Document Number	0019004101
Book / Page	1371 / 151
Map Reference	MB 3 PG 16&17
Instrument Date	Aug 10, 2023
Instrument	202319004101
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$8,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1514 WINDY PASS, ST GEORGE ISL, FL 32328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	179 PEBBLE RIDGE DR, LEESBURG, GA 31763-5317

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	323 E SAWYER ST, EASTPOINT, FL 32328-2431
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E SAWYER ST, EASTPOINT, FL 32328-2431

Mortgage

Document Number	0019005579
Date	Sep 1, 2021
Book Page	1312/560
Instrument	202119005579

Lender

Name	TC FEDERAL BANK
Type	Bank
Address	THOMASVILLE, GA 31792

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 14, 2018
Property Address	323 E SAWYER ST, EASTPOINT, FL 32328-2431
Document Number	0019004604
Book / Page	1228 / 086
Map Reference	MB3 PG16&17
Instrument Date	Sep 7, 2018
Instrument	201819004604
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	TALLAHASSEE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1340 AZALEA DR, 1340, EASTPOINT, FL 32328-2328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 W SAWYER ST, EASTPOINT, FL 32328-2427

Mortgage

Document Number	0019004605
Date	Sep 14, 2018
Instrument	201819004605

Lender

Name	TC FEDERAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 323 E Sawyer St was $10,824, down 3.5% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,824.00 (-3.45%)	$1,158,852 (-2.34%) Land $410,000 Building $748,852	$1,158,852 (-2.34%) Land $410,000 Building $748,852
2024	$11,211.00 (+51.6%)	$1,186,614 (+48.72%) Land $350,000 Building $836,614	$1,186,614 (+25.68%) Land $350,000 Building $836,614
2023	$7,395.00 (+0.72%) Homeowner's exemption	$797,876 (+3%)	$944,181 (+21.89%) Land $400,000 Building $544,181
2022	$7,342.00 Homeowner's exemption	$774,637 Land $260,000 Building $514,637	$774,637 Land $260,000 Building $514,637

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 E Sawyer St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 997 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,020 units insured incl. 23 condo units
Nearby Flood Claims	1,119 (1985–2024)
Claims Outside the SFHA	1 of 1,119
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Michael, Oct 2018 · 524 claims Hurricane Dennis, Jul 2005 · 335 claims Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 323 E Sawyer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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