323 E Rock St, Mankato, MN 56001 Property Records

Blue Earth County property record for 323 E Rock St, Mankato, MN 56001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,134 sqft · built 1886
Lot Size	0.075 acres (3,267 sqft)
Owner	Individual Name on File
Last Sale	$121,000 (Mar 2017)
Tax Bill	$1,176 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R01.09.07.411.013`

Property Details

APN / Parcel Number

Primary APN	`R01.09.07.411.013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,134 sqft Living Area
Basement Area	468 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Contemporary
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Shingle
Lot Area	3,267 sqft (0.075 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Driveway	Driveway
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	323 E ROCK ST
City	MANKATO
State	MN
Zip	56001-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAITE & ROELOFSONS ADD E33' OF W70' OF N100' OF 9 & 010 004 00 00
Legal Range	26
Legal Township	108
Legal Section	07
Legal Subdivision	WAITE AND ROELOFSONS ADDITION
Legal Block	4
Legal Lot Number	10
Jurisdiction	BLUE EARTH MN
Township / Civil Division	MANKATO
Census Block Group	1
Census Block	1007
Census Tract	170600

Owner

323 E Rock St is owned and occupied by an individual who bought it in March 2017.

Source: Blue Earth County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	323 E ROCK ST, MANKATO, MN 56001-3436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA VALLEY FCU
Mar 14, 2017	Warranty Deed, Transfer · Conventional Mortgage MINNESOTA VALLEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2017 · Amount on File
Deed Sale	Mar 14, 2017 · Amount on File
Prior Sale	May 1, 2009 · Amount on File
Deed Document Number	2017555CR475
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLUE EARTH MN
Recording Date	Apr 30, 2024
Property Address	323 E ROCK ST, MANKATO, MN 56001-3436
Document Number	00611CR656
Instrument Date	Apr 26, 2024
Instrument	611CR656
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E ROCK ST, MANKATO, MN 56001-3436

Mortgage

Document Number	00611CR657
Date	Apr 30, 2024
Instrument	611CR657

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	00611CR658
Date	Apr 30, 2024
Instrument	611CR658

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Property Address	323 E ROCK ST, MANKATO, MN 56001-3436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	580CR414
Date	Jun 4, 2020
Instrument	580CR414

Lender

Name	MINNESOTA VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLUE EARTH MN
Recording Date	Mar 14, 2017
Property Address	323 E ROCK ST, MANKATO, MN 56001-3436
Document Number	00555CR475
Instrument Date	Mar 14, 2017
Instrument	555CR475
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E ROCK ST, MANKATO, MN 56001-3436

Mortgage

Document Number	00555CR476
Date	Mar 14, 2017
Instrument	555CR476

Lender

Name	MINNESOTA VALLEY FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 323 E Rock St was $1,176.

Source: Blue Earth County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Blue Earth County
Municipality	Mankato City
Unified School District	Mankato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,176.00	$144,900 (+13.83%) Land $14,000 Building $130,900	$144,900 (+13.83%) Land $14,000 Building $130,900
2025		$127,300 (+6.08%) Land $14,000 Building $113,300	$127,300 (+6.08%) Land $14,000 Building $113,300
2024	$1,100.00 (+4.76%) Homeowner's exemption	$120,000 (-) Land $14,000 Building $106,000	$120,000 (-) Land $14,000 Building $106,000
2023	$1,050.00 Homeowner's exemption	$120,000 Land $14,000 Building $106,000	$120,000 Land $14,000 Building $106,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 E Rock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 323 E Rock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mankato serves 42,803 people · EPA ID MN1070009
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber, GigFire, Metronet.

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