323 E Ridgewood Ave, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 323 E Ridgewood Ave, Galloway, NJ 08205

Property Summary

Property TypeSingle Family Home
Details2,392 sqft · built 1989
Lot Size0.728 acres (31,725 sqft)
Owner2 Individual Names on Record
Last Sale$269,900 (Dec 2017)
Tax Bill$9,024 (2025)
Deeds & MortgagesJan 2023 Second Mortgage
Dec 2017 Sale & Mortgage
APN11-00982-0000-00033-02

Property Details

APN / Parcel Number

Primary APN11-00982-0000-00033-02
Alternative APNs
  • 11009820000000332
  • 11009820003302

Interior

Stories1 Story
Building Area2,392 sqft Living Area
1st Floor Area2,392 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Lot Area31,725 sqft (0.728 acres)
Lot Dimensions225 ft deep x 141 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number11009820000000332
Street Address323 E RIDGEWOOD AVE
CityGALLOWAY
StateNJ
Zip08205-9767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionLIFE EST-BARLOW, J
Legal Block982
Legal Lot Number33.2
JurisdictionATLANTIC NJ
Township / Civil DivisionGALLOWAY
Census Block Group3
Census Block3007
Census Tract10506

Owner

Source: Atlantic County and Galloway Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address323 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TD BANK NA
Dec 27, 2017Grant Deed, Transfer · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2017 · Amount on Record
Deed SaleDec 27, 2017 · Amount on Record
Prior SaleApr 27, 1993
Deed Document Number201769961
Prior Transfer DateAug 23, 2002
Prior Transfer Doc0002080291
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address323 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767
Transaction TypeMortgage
Record UpdatedJan 27, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003229
DateJan 17, 2023
Instrument2023003229
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueDec 23, 2052

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionATLANTIC NJ
Recording DateDec 27, 2017
Property Address323 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767
Document Number0000069961
Instrument DateDec 6, 2017
Instrument69961
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanySURETY TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$269.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address323 E RIDGEWOOD AVE GALLOWAY NJ 082059767, GALLOWAY, NJ 08205-9767

Mortgage

Document Number69962
DateDec 27, 2017
Instrument69962
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 26, 2047

Tax Assessment & Valuation

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
County SubdivisionGalloway Township
Elementary School DistrictGalloway Township School District (KG - 08)
Secondary School DistrictGreater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$266,200 (-) Land $51,700 Building $214,500$266,200 (-) Land $51,700 Building $214,500
2025$9,024.00 (+1.56%)$266,200 (-) Land $51,700 Building $214,500$266,200 (-) Land $51,700 Building $214,500
2024$8,885.00 (+3.95%)
2023$266,200 Land $51,700 Building $214,500$266,200 Land $51,700 Building $214,500
2022$8,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 units insured
incl. 2 condo units
Nearby Flood Claims2 (1998–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 71% of New Jersey
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - ATLANTIC COUNTY
private · serves 120,146 people · EPA ID NJ0119002
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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