323 E Pinewood Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 323 E Pinewood Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1985
Lot Size	0.405 acres (17,685 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Dec 2025)
Tax Bill	$4,251 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-3S-18-16092-000-0040`

Property Details

APN / Parcel Number

Primary APN	`25-3S-18-16092-000-0040`
Alternative APN	`1050689`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,440 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,685 sqft (0.405 acres)
Lot Dimensions	23.6 ft deep x 7.5 ft wide
Garage Type	Detached - Unfinished
Garage Area	320 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1050689
Street Address	323 E PINEWOOD LN
City	INLET BEACH
State	FL
Zip	32461-7300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 OF ED FRANKLINS UNREC PLAT DESC AS: COM NW/C US GOV LOT 34 SC 25-3S-18W, E ALG N LN 400FT, S 225FT TO POB; CONT S
Legal Range	18W
Legal Township	03S
Legal Section	25
Legal Subdivision	LONG DESC AS RECD
Legal Lot Number	4,34
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2035
Census Tract	950610

Owner

Source: Walton County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	336 HAZELWOOD DR, NAPERVILLE, IL 60540-7305
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC
May 9, 2023	Warranty Deed, Transfer · Conventional Mortgage STUDIO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	May 9, 2023 · Amount on Record
Deed Document Number	20250044156
Deed Book / Page	3379 / 2055
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 1, 2025
Property Address	323 E PINEWOOD LN, INLET BEACH, FL 32461-7300
Document Number	0033792055
Book / Page	3379 / 2055
Instrument Date	Dec 1, 2025
Instrument	20250044156
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	SOUTH OAK TITLE GARDENDALE LLC, SOUTH OAK TTL PANHANDLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3105 SIMMONS BLUFF RD, LEBANON, TN 37090-6600

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	336 HAZELWOOD DR, NAPERVILLE, IL 60540-7305

Mortgage

Document Number	0033792057
Date	Dec 1, 2025
Instrument	3379/2057

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	7.12%
Max Rate At Change	9.62%
Index	1-Year CMT
Margin	3
Max Rate	13.6%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 9, 2023
Property Address	323 E PINEWOOD LN, INLET BEACH, FL 32461-7300
Document Number	0032884893
Book / Page	3288 / 4893
Instrument Date	May 4, 2023
Instrument	20230016185
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TITLE SRB

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	184 LAKESHORE DR, RAINBOW CITY, AL 35906-8569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 SIMMONS BLUFF RD, LEBANON, TN 37090-6600

Mortgage

Document Number	0032884895
Date	May 9, 2023
Instrument	3288/4895

Lender

Name	STUDIO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$463,821 (-0.69%) Land $353,125 Building $110,696	$463,821 (-0.69%) Land $353,125 Building $110,696
2024	$4,251.00 (+42.99%)
2023	$2,973.00 (+62.81%)	$467,045 (+122.51%) Land $353,125 Building $113,920	$467,045 (+122.51%) Land $353,125 Building $113,920
2022	$1,826.00	$209,901 Land $108,494 Building $101,407	$209,901 Land $108,494 Building $101,407

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Mediacom Xtream Cable	2,000 / 1,000
WOW Internet, Cable & Phone Cable	2,000 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: REV, Verizon.

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