Orange County and Middletown City property record for 323 E Main St, Middletown, NY 10940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,172 sqft · built 1890 |
| Lot Size | 0.401 acres (17,472 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Aug 1999) |
| Tax Bill | $7,720 (2024) |
| Deeds & Mortgages | Feb 2022 Refinance May 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 330900 32-15-10 |
| Primary APN | 330900 32-15-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,172 sqft Living Area |
| Gross Area | 2,542 sqft |
| 1st Floor Area | 1,086 sqft |
| 2nd Floor Area | 1,086 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 17,472 sqft (0.401 acres) |
| Lot Dimensions | 208 ft deep x 84 ft wide |
| View / Lot | Restrictions |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 515 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0650012000 |
|---|---|
| Street Address | 323 E MAIN ST |
| City | MIDDLETOWN |
| State | NY |
| Zip | 10940-3324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | LANDS OF ANNA E H GARDNER |
| Legal Block | 15 |
| Legal Lot Number | 10.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 1100 |
Source: Orange County and Middletown City records · APN 330900 32-15-10
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 E MAIN ST, MIDDLETOWN, NY 10940-3324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU |
| May 09, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 06, 1999 · Amount on Record |
| Deed Sale | Aug 06, 1999 · Amount on Record |
| Deed Book / Page | 5120 / 307 |
| Last Transfer Date | Jan 26, 2005 |
| Transfer Doc | 0117430693 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 323 E MAIN ST, MIDDLETOWN, NY 10940-3324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000014761 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 15166/1341 |
| Instrument | 20220014761 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Mar 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 323 E MAIN ST, MIDDLETOWN, NY 10940-3324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000029645 |
|---|---|
| Date | May 09, 2023 |
| Book Page | 15417/1104 |
| Instrument | 20230029645 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2038 |
Source: Orange County and Middletown City records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| Municipality | Middletown City |
| Unified School District | Middletown City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,800 (-) Land $9,700 Building $18,100 | $316,300 (+6.97%) | |
| 2024 | $7,720.00 | $27,800 (-) Land $9,700 Building $18,100 | $295,700 (+6.37%) |
| 2023 | $27,800 (-) Land $9,700 Building $18,100 | $278,000 (+17%) Land $97,000 Building $181,000 | |
| 2022 | $27,800 Land $9,700 Building $18,100 | $237,600 Land $82,904 Building $154,696 |
Source: FEMA National Flood Hazard Layer as of September 26, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Optimum Communications, T-Mobile USA.
Based on FCC filings for 738 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MIDDLETOWN CITY serves 30,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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