323 E Jefferson St, Winterset, IA 50273 Property Records

Madison County property record for 323 E Jefferson St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 992 sqft · built 1947
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$190,500 (Jun 2025)
Tax Bill	$3,422 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Nov 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`820000114060000`

Property Details

APN / Parcel Number

Primary APN	`820000114060000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
Basement Area	992 sqft
Finished Basement	557 sqft
Unfinished Basement	435 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	323 E JEFFERSON ST
City	WINTERSET
State	IA
Zip	50273-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLOCK 14 ORIG
Legal Subdivision	ORIGINAL TOWN OF WINTERSET
Legal Block	14
Legal Lot Number	8
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	3
Census Block	3029
Census Tract	60200

Owner

323 E Jefferson St is owned and occupied by an individual who bought it in June 2025.

Source: Madison County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	323 E JEFFERSON ST, WINTERSET, IA 50273-1538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2025	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Nov 2, 2017	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Aug 1, 2018	Deed of Trust, Mortgage FARMERS & MERCHANTS BANK
Mar 17, 2021	Legal Action/Court Order, Foreclosure
Aug 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2025 · Amount on File
Deed Sale	Jun 6, 2025 · Amount on File
Prior Sale	Mar 17, 2021 · Amount on File
Deed Document Number	20251412
Deed Book / Page	2025 / 1412
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Jun 6, 2025
Property Address	323 E JEFFERSON ST, WINTERSET, IA 50273-1538
Document Number	02025/1412
Book / Page	2025 / 1412
Instrument Date	May 20, 2025
Instrument	2025 1412
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E JEFFERSON ST, WINTERSET, IA 50273-1538

Mortgage

Document Number	0020251413
Date	Jun 6, 2025
Instrument	2025 1413

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2055

Mortgage

Document Number	02025/1414
Date	Jun 6, 2025
Book Page	2025/1414
Instrument	2025 1414

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2040

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	323 E JEFFERSON ST, WINTERSET, IA 50273-1538
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/3441
Date	Nov 2, 2017
Book Page	2017/3441
Instrument	2017 3441

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	323 E JEFFERSON ST, WINTERSET, IA 50273-1538
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002489
Date	Aug 1, 2018
Book Page	0000002018/0000002489
Instrument	000000002489

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2048

March 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	MADISON IA
Recording Date	Mar 17, 2021
Property Address	323 E JEFFERSON ST, WINTERSET, IA 50273-1538
Document Number	2021/1097
Book / Page	2021 / 1097
Instrument Date	Mar 8, 2021
Instrument	2021 1097
Transaction Type	Foreclosure
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Tax	$206.40
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E JEFFERSON ST, WINTERSET, IA 50273-1538

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Aug 1, 2018
Property Address	323 E JEFFERSON ST, WINTERSET, IA 50273-1538
Document Number	2018/2488
Book / Page	2018 / 2488
Instrument Date	Jul 30, 2018
Instrument	000000002488
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 RAPIDS ST, ADEL, IA 50003-1528

Tax Assessment & Valuation

The 2025 property tax bill for 323 E Jefferson St was $3,422 with a homeowner's exemption.

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,422.00 Homeowner's exemption	$187,800 Land $18,200 Building $169,600	$187,800 Land $18,200 Building $169,600
2024	$3,422.00
2023		$185,000 Land $14,500 Building $170,500	$185,000 Land $14,500 Building $170,500
2022	$3,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 E Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 E Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: OmniTel-Interstate Cablevision, Verizon.

Nearby Properties on E Jefferson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures