Norfolk City property record for 323 E Chester St, Norfolk, VA 23503
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,528 sqft · built 1953 |
| Lot Size | 0.119 acres (5,205 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,000 (Apr 2019) |
| Tax Bill | $3,742 (2026) |
| Deeds & Mortgages | Dec 2020 Refinance Apr 2019 Sale + 2 more |
| APN | 04828500 |
| Primary APN | 04828500 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| Interior Walls | Plaster |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,205 sqft (0.119 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 323 E CHESTER ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23503-4909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | 28 & 29 BLK 23 ALBEMARLE |
| Legal Subdivision | ALBEMARLE |
| Legal Block | 23 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 600 |
323 E Chester St is owned and occupied by an individual who bought it in April 2019.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 E CHESTER ST, NORFOLK, VA 23503-4909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance OVM FINANCIAL INC |
| Apr 19, 2019 | Warranty Deed, Transfer PRIORITY TITLE & ESCROW LLC |
| Apr 19, 2019 | Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC |
| Aug 24, 2018 | Warranty Deed, Transfer · Commercial Mortgage PARTY III |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2019 · Amount on File |
| Deed Sale | Apr 19, 2019 · Amount on File |
| Prior Sale | Aug 24, 2018 · Amount on File |
| Deed Document Number | 20196979 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 323 E CHESTER ST, NORFOLK, VA 23503-4909 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0200032064 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 200032064 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Apr 19, 2019 |
| Property Address | 323 E CHESTER ST, NORFOLK, VA 23503-4909 |
| Document Number | 190006979 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 190006979 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | PRIORITY TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 E CHESTER ST, NORFOLK, VA 23503-4909 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Apr 19, 2019 |
| Property Address | 323 E CHESTER ST, NORFOLK, VA 23503-4909 |
| Document Number | 0190006979 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 190006979 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 E CHESTER ST, NORFOLK, VA 23503-4909 |
| Document Number | 0190006981 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 190006981 |
| Name | OVM FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Aug 24, 2018 |
| Property Address | 323 E CHESTER ST, NORFOLK, VA 23503-4909 |
| Document Number | 0180017654 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 180017654 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2133 UPTON DR, VIRGINIA BEACH, VA 23454-1193 |
| Document Number | 0180017655 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 180017655 |
| Name | PARTY III |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 17, 2038 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 323 E Chester St was $3,742, up 5.5% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,742.00 (+5.5%) | $299,400 (+3.81%) Land $76,400 Building $223,000 | $299,400 (+3.81%) Land $76,400 Building $223,000 |
| 2025 | $3,547.00 | $288,400 Land $76,400 Building $212,000 | $288,400 Land $76,400 Building $212,000 |
| 2023 | $3,311.00 | $264,900 Land $76,400 Building $188,500 | $264,900 Land $76,400 Building $188,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 323 E Chester St; there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1999–2009) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 323 E Chester St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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