323 E Beech St, Cedar Springs, MI 49319 Property Records

Kent County property record for 323 E Beech St, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,200 sqft · built 1974
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$262,000 (Jan 2025)
Tax Bill	$7,271 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-03-30-376-020`

Property Details

APN / Parcel Number

Primary APN	`41-03-30-376-020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	132 ft deep x 89 ft wide
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	323 E BEECH ST
City	CEDAR SPRINGS
State	MI
Zip	49319-9305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 39 * HARRIS ADDITION NO.2
Legal Subdivision	HARRIS ADD
Legal Lot Number	39
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	2
Census Block	2010
Census Tract	10200

Owner

323 E Beech St is owned and occupied by two individuals who bought it in January 2025.

Source: Kent County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	323 E BEECH ST, CEDAR SPRINGS, MI 49319-9305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 25, 2021	Warranty Deed, Transfer
Sep 14, 2021	Intrafamily Transfer, Transfer
Jan 10, 2018	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2025 · Amount on File
Deed Sale	Jan 22, 2025 · Amount on File
Prior Sale	Aug 25, 2021 · Amount on File
Deed Document Number	20253730
Prior Transfer Date	Aug 20, 2021
Prior Transfer Doc	0000101145
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 25, 2021
Property Address	323 E BEECH ST, CEDAR SPRINGS, MI 49319-9305
Document Number	0000094325
Map Reference	LB 54 PG 15
Instrument Date	Aug 20, 2021
Instrument	20210825-0094325
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 E BEECH ST, 323, CEDAR SPRINGS, MI 49319-9305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E BEECH ST, CEDAR SPRINGS, MI 49319-9305

Mortgage

Document Number	0000094326
Date	Aug 25, 2021
Instrument	20210825-0094326

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 25, 2021
Property Address	323 E BEECH ST, CEDAR SPRINGS, MI 49319-9305
Document Number	0000094324
Map Reference	LB 54 PG 15
Instrument Date	Aug 20, 2021
Instrument	20210825-0094324
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 E BEECH ST, 323, CEDAR SPRINGS, MI 49319-9305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E BEECH ST, CEDAR SPRINGS, MI 49319-9305

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Sep 14, 2021
Property Address	323 E BEECH ST, CEDAR SPRINGS, MI 49319-9305
Document Number	0000101145
Map Reference	LB 54 PG 15
Instrument Date	Aug 20, 2021
Instrument	20210914-0101145
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E BEECH ST, CEDAR SPRINGS, MI 49319-9305

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 10, 2018
Property Address	323 E BEECH ST, CEDAR SPRINGS, MI 49319-9305
Document Number	0000002901
Map Reference	LB54 PG15
Instrument Date	Jan 2, 2018
Instrument	20180110-0002901
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	WEST MICHIGAN REALTORS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 E BEECH ST, 323, CEDAR SPRINGS, MI 49319-9305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E BEECH ST, CEDAR SPRINGS, MI 49319-9305

Mortgage

Document Number	0000002902
Date	Jan 10, 2018
Instrument	20180110-0002902

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 323 E Beech St was $7,271.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,300 (-8.08%)	$268,600 (-8.08%)
2025	$7,271.00 Homeowner's exemption	$146,100	$292,200
2023		$85,100	$170,200
2019	$2,588.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 323 E Beech St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 E Beech St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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