323 E 31st St, Savannah, GA 31401 Property Records

Chatham County property record for 323 E 31st St, Savannah, GA 31401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,584 sqft · built 2014
Lot Size	0.047 acres (2,039 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jan 2020)
Tax Bill	$3,599 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-0053-26-001`

Property Details

APN / Parcel Number

Primary APN	`2-0053-26-001`
Alternative APN	`E290D548`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,584 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	2,039 sqft (0.047 acres)
Lot Dimensions	68 ft deep x 30 ft wide
Porch	Slab
Porch Area	364 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	323 E 31ST ST
City	SAVANNAH
State	GA
Zip	31401-7306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM40
Legal Description	NORTH 68 FT OF LOT 36 CUMMINGS W ARD
Legal Subdivision	SUB VICTORIAN
Legal Lot Number	36
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2035
Census Tract	11300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Thomas Square Streetcar Historic District listed 1997 · 1,114 contributing resources · NRIS 97000813

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 E 31ST ST, SAVANNAH, GA 31401-7306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE ISAOA
Jan 31, 2020	Warranty Deed, Transfer
May 9, 2018	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE
May 9, 2018	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Prior Sale	May 9, 2018 · Amount on Record
Deed Document Number	20201036
Deed Book / Page	1847 / 694
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	323 E 31ST ST, SAVANNAH, GA 31401-7306
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E 31ST ST, SAVANNAH, GA 31401-7306

Mortgage

Document Number	0000001847/0000000696
Date	Feb 13, 2020
Book Page	0000001847/0000000696
Instrument	032160800017

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	323 E 31ST ST, SAVANNAH, GA 31401-7306
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E 31ST ST, SAVANNAH, GA 31401-7306

Mortgage

Document Number	0000002306/0000000792
Date	Apr 1, 2021
Book Page	0000002306/0000000792
Instrument	032982430017

Lender

Name	BETTER MORTGAGE ISAOA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 31, 2020
Property Address	323 E 31ST ST, SAVANNAH, GA 31401-7306
Document Number	0018470694
Book / Page	1847 / 694
Instrument Date	Jan 31, 2020
Instrument	2020-001036
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E 31ST ST, SAVANNAH, GA 31401-7306

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 9, 2018
Property Address	323 E 31ST ST, SAVANNAH, GA 31401-7306
Document Number	0013510373
Book / Page	1351 / 373
Instrument Date	May 9, 2018
Instrument	2018-004554
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E 31ST ST, SAVANNAH, GA 31401-7306

Mortgage

Document Number	1351/374
Date	May 21, 2018
Book Page	1351/374
Instrument	31036840020

Lender

Name	BANKSOUTH MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Type Change Date	Jun 1, 2025

May 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 9, 2018
Property Address	323 E 31ST ST, SAVANNAH, GA 31401-7306
Document Number	0013510394
Book / Page	1351 / 394
Instrument Date	May 9, 2018
Instrument	2018-004633
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E 31ST ST, SAVANNAH, GA 31401-7306

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,599.00 (-0.64%)	$229,200 (+18.29%) Land $64,000 Building $165,200	$573,000 (+18.29%) Land $160,000 Building $413,000
2024	$3,622.00 (-25.79%)
2023		$193,760 (+20.92%) Land $32,000 Building $161,760	$484,400 (+20.92%) Land $80,000 Building $404,400
2022	$4,881.00	$160,240 Land $32,000 Building $128,240	$400,600 Land $80,000 Building $320,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Brightspeed, ClearWave, Seimitsu, Verizon.

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