323 E 2nd St, Apt 407, Covington, KY 41011 Property Records

Kenton County property record for 323 E 2nd St, Apt 407, Covington, KY 41011

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 989 sqft · built 1926
Lot Size	0.023 acres (989 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Dec 2023)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Mar 2023 Transfer Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`854-14-16-003.43`

Property Details

APN / Parcel Number

Primary APN	`854-14-16-003.43`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	989 sqft Finished Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Material	Tar & Gravel
Lot Area	989 sqft (0.023 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	323 E 2ND ST, 407
City	COVINGTON
State	KY
Zip	41011-1779
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GOVERNORS POINT CONDOS UNIT 407 988.93 SQ FT CONDO
Legal Subdivision	GOVERNORS POINT CONDOS
Legal Lot Number	407
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4011
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Riverside Drive Historic District listed 1971 · 30 contributing resources · NRIS 71000350

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	323 E 2ND ST, 407, COVINGTON, KY 41011-1779
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Intrafamily Transfer, Transfer
Dec 18, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Prior Sale	Oct 8, 2003 · Amount on Record
Deed Document Number	2023100
Deed Book / Page	261 / 841
Prior Transfer Date	Mar 15, 2023
Prior Transfer Doc	0005900185
Record Updated	Jun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Mar 22, 2023
Property Address	323 E 2ND ST APT 407, 407, COVINGTON, KY 41011-1779
Document Number	0005900185
Book / Page	KC 218 / 971
Map Reference	MB 1080 PG 325
Instrument Date	Mar 15, 2023
Instrument	23032205900185
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 E 2ND ST # ST407, ST407, COVINGTON, KY 41011-1770

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 EDGEWATER ST, TERRACE PARK, OH 45174-1202

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 18, 2023
Property Address	323 E 2ND ST APT 407, 407, COVINGTON, KY 41011-1779
Document Number	0005900100
Book / Page	KC 261 / 841
Map Reference	MB 1080 PG 325
Instrument Date	Mar 15, 2023
Instrument	23121805900100
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 EDGEWATER ST, TERRACE PARK, OH 45174-1202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	323 E 2ND ST APT 407, 407, COVINGTON, KY 41011-1779

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,782.00 (+64.91%)	$210,000 (+21.32%) Building $210,000	$210,000 (+21.32%) Building $210,000
2023	$1,687.00 Homeowner's exemption	$173,100 Building $173,100	$173,100 Building $173,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 individual policies
Nearby Flood Policies	104 units insured incl. 82 condo units
Nearby Flood Claims	9 (1997–2025)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on E 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures