323 E 2nd St, Apt 307, Covington, KY 41011 Property Records

Kenton County property record for 323 E 2nd St, Apt 307, Covington, KY 41011

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 993 sqft · built 1926
Lot Size	0.022 acres (993 sqft)
Owner	Individual Name on File
Last Sale	$262,500 (Jan 2022)
Tax Bill	$3,478 (2025)
Deeds & Mortgages	Jan 2022 Sale Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`854-14-16-003.33`

Property Details

APN / Parcel Number

Primary APN	`854-14-16-003.33`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	993 sqft Finished Area

Exterior

Year Built	Built 1926
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Tar & Gravel
Lot Area	993 sqft (0.022 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	8541416003.33
Street Address	323 E 2ND ST APT 307, 307
City	COVINGTON
State	KY
Zip	41011-1772
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GOVERNORS POINT CONDOS UNIT 307 992.67 SQ FT CONDO
Legal Subdivision	GOVERNORS POINT CONDOS
Legal Lot Number	307
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4011
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Riverside Drive Historic District listed 1971 · 30 contributing resources · NRIS 71000350

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	323 E 2ND ST APT 307, 307, COVINGTON, KY 41011-1772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Warranty Deed, Transfer HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP
Jun 1, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK
Jul 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Prior Sale	Jul 20, 2017 · Amount on Record
Deed Document Number	0000144412
Deed Book / Page	144 / 412
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 24, 2022
Property Address	323 E 2ND ST APT 307, 307, COVINGTON, KY 41011-1772
Document Number	0005900235
Book / Page	144 / 412
Map Reference	MB 1080 PG 325
Instrument Date	Jan 19, 2022
Instrument	22012405900235
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

Amount	Amount Recorded
Tax	$262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	839 SAINT JAMES AVE, PARK HILLS, KY 41011-2709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 E 2ND ST APT 307, 307, COVINGTON, KY 41011-1772

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	323 E 2ND ST APT 307, 307, COVINGTON, KY 41011-1772
Document Number	0000000152
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	323 E 2ND ST #SUITE307 COVINGTON KY 410111770, COVINGTON, KY 41011-1770

Mortgage

Document Number	0000000152
Date	Jun 19, 2018
Book Page	0C6434/000022
Instrument	152

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 20, 2017
Property Address	323 E 2ND ST APT 307, 307, COVINGTON, KY 41011-1772
Document Number	0000000124
Book / Page	006205 / 000343
Instrument Date	Jul 14, 2017
Instrument	124
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$126.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 GLENGARRY WAY FORT WRIGHT KY 410111875, FORT WRIGHT, KY 41011-1875

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,478.00 (-0.51%)	$262,500 (-) Building $262,500	$262,500 (-) Building $262,500
2023	$3,496.00	$262,500 Building $262,500	$262,500 Building $262,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 individual policies
Nearby Flood Policies	104 units insured incl. 82 condo units
Nearby Flood Claims	9 (1997–2025)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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