323 E 2nd St, Apt 107, Covington, KY 41011 Property Records

Kenton County property record for 323 E 2nd St, Apt 107, Covington, KY 41011

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 686 sqft · built 1926
Lot Size0.016 acres (687 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (Jun 2007)
Tax Bill$1,592 (2025)
Flood ZoneZone X (minimal risk)
APN854-14-16-003.07

Property Details

APN / Parcel Number

Primary APN854-14-16-003.07

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area686 sqft Finished Area

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialTar & Gravel
Lot Area687 sqft (0.016 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerConnected

Location & Zoning

Street Address323 E 2ND ST, 107
CityCOVINGTON
StateKY
Zip41011-1770
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionGOVERNORS POINT CONDOS UNIT 107 686.90 SQ FT CONDO
Legal SubdivisionGOVERNORS POINT CONDOS
Legal Lot Number107
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group4
Census Block4011
Census Tract67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Riverside Drive Historic District
listed 1971 · 30 contributing resources · NRIS 71000350

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

323 E 2nd St, Apt 107 is owned and occupied by two individuals who bought it in June 2007.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address323 E 2ND ST, 107, COVINGTON, KY 41011-1770
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2007 · Amount on File
Deed SaleJun 1, 2007 · Amount on File
Deed Document Number200706 01 059 00011
Deed Book / Page3400 / 185
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 323 E 2nd St, Apt 107 was $1,592.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$123,700 (+2.91%) Building $123,700$123,700 (+2.91%) Building $123,700
2025$1,592.00$120,200 Building $120,200$120,200 Building $120,200
2023$1,601.00$120,200 Building $120,200$120,200 Building $120,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 E 2nd St, Apt 107 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 individual policies
Nearby Flood Policies104 units insured
incl. 82 condo units
Nearby Flood Claims9 (1997–2025)
Claims Outside the SFHA2 of 9
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 E 2nd St, Apt 107 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on E 2nd St

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