323 E 20th St, Kannapolis, NC 28083 Property Records

Rowan County property record for 323 E 20th St, Kannapolis, NC 28083 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 2010
Square Footage784 sqft Living Area
Lot Size10,280 sqft (0.236 acres)
OccupancyOwner Occupied
Last Sale$171,000 (2026)
Tax Bill$1,475.00 (2025)

Property Details

APN / Parcel Number

Primary APN161 110
Alternative APN
  • 6299507

Interior

Full Baths1 Baths
Building Area784 sqft Living Area
1st Floor784 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl Exterior
Lot Area10,280 sqft (0.236 acres)
Depth X Width20.2 ft x 5.1 ft Depth x Width

Exterior Amenities

Total Buildings2 Total Buildings
Patio Area210 sqft Patio
Porch1 Porch
Porch Area96 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Street Address323 E 20TH ST
CityKANNAPOLIS
StateNC
Zip28083-2645
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL33-34 & PTL35 BC
Legal SubdivisionLAUREL PARK
JurisdictionROWAN NC
Minor Civil DivisionCHINA GROVE
Census Blockgroup2
Census Block2041
Census Tract51400

Owner

Source: Rowan County records · APN 161 110

Assessment roll updated August 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address323 E 20TH ST, KANNAPOLIS, NC 28083-2645
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2026Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE
Jan 10, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2026 · Amount on Record
Deed SaleJul 01, 2026 · Amount on Record
Prior SaleJan 10, 2023 · Amount on Record
Deed Doc Number2026
Deed Book / Page1486 / 401
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJul 01, 2026
Property Address323 E 20TH ST, KANNAPOLIS, NC 28083-2645
Document Number1486000401
Book / Page1486 / 401
Instrument DateJul 01, 2026
Transaction TypeTransfer
Record UpdatedJul 09, 2026
Title CompanyINTEGRATED TITLE INC, INTEGRATED TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$34,542.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 E 20TH ST, KANNAPOLIS, NC 28083-2645

Mortgage

Document Number1486000402,
DateJul 01, 2026
Book Page1486/402
Lender
NameATLANTIC BAY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number1486000403,
DateJul 01, 2026
Book Page1486/403
Lender
NameHOUSING FINANCE AGENCY NC
Agreement
AmountAmount Recorded
Interest
Rate6.51%
Max Rate-1%

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJan 10, 2023
Property Address323 E 20TH ST, KANNAPOLIS, NC 28083-2645
Document Number0014160485
Book / Page1416 / 485
Map ReferencePG 258
Instrument DateJan 09, 2023
Transaction TypeTransfer
Record UpdatedJan 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address909 RAILROAD AVE, CHINA GROVE, NC 28023-9430

Transferred To (Grantee/Buyer)

NameVerified Name
Address2142 CLEAR BROOKE DR, KANNAPOLIS, NC 28083-6289

Mortgage

Document Number0001416486
DateJan 10, 2023
Instrument1416/486
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalityKannapolis City
Unified School DistrictKannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,475.00$121,978 (-) Land $16,983 Building $104,995
2023$1,475.00$121,978 Land $16,983 Building $104,995$121,978 Land $16,983 Building $104,995

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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