Monmouth County and Union Beach Borough property record for 323 Dock St, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,110 sqft · built 1950 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,046 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 50-00012-0000-00005 |
| Primary APN | 50-00012-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| 1st Floor Area | 750 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 93 |
|---|---|
| Street Address | 323 DOCK ST |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-2500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Block | 12 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 801800 |
323 Dock St is owned and occupied by an individual who acquired it in April 2026.
Source: Monmouth County and Union Beach Borough records, as of July 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 DOCK ST, UNION BEACH, NJ 07735-2500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Line of Credit AFFINITY FEDERAL CREDIT UNION |
| Jun 4, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 1975 |
| Deed Sale | Oct 22, 1975 |
| Deed Book / Page | 3943 / 692 |
| Last Transfer Date | Apr 29, 2026 |
| Transfer Doc | 0000045487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 25, 2026 |
| Property Address | 323 DOCK ST, UNION BEACH, NJ 07735-2500 |
| Document Number | 0000069996 |
| Book / Page | 9809 / 6917 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202669996 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 323 DOCK ST, UNION BEACH, NJ 07735-2500 |
| Document Number | 0000069996, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 9809/6917 |
| Instrument | 202669996 |
| Name | AFFINITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 10, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 4, 2026 |
| Property Address | 323 DOCK ST, UNION BEACH, NJ 07735-2500 |
| Document Number | 0000045487 |
| Book / Page | 9796 / 4888 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202645487 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 DOCK ST, UNION BEACH, NJ 07735-2500 |
The 2025 property tax bill for 323 Dock St was $8,046, up 15.1% from the year before.
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,700 (+7.89%) Land $238,400 Building $166,300 | $404,700 (+7.89%) Land $238,400 Building $166,300 | |
| 2025 | $8,046.00 (+15.07%) | $375,100 Land $216,500 Building $158,600 | $375,100 Land $216,500 Building $158,600 |
| 2024 | $6,992.00 | ||
| 2023 | $290,900 Land $144,500 Building $146,400 | $290,900 Land $144,500 Building $146,400 | |
| 2022 | $5,666.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 323 Dock St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 158 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 158 in force |
| Nearby Flood Claims | 305 (1978–2018) |
| Claims Outside the SFHA | 12 of 305 |
| Most Recent Claim | Dec 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 323 Dock St is moderate, ranking above 42% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 61% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures