Surry County property record for 323 Cook Rd, Pilot Mountain, NC 27041
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,250 sqft · built 1985 |
| Lot Size | 5.15 acres (224,334 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,069 (2026) |
| Deeds & Mortgages | Feb 2021 Sale Apr 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 5978-00-20-4690 |
| Primary APN | 5978-00-20-4690 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Basement Area | 625 sqft |
| Unfinished Basement | 625 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 224,334 sqft (5.15 acres) |
| Lot Width | 534 ft Width |
| Porch | Slab |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 16096440 |
|---|---|
| Street Address | 323 COOK RD |
| City | PILOT MOUNTAIN |
| State | NC |
| Zip | 27041-7360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | COOK RD |
| Legal Subdivision | WESTFIELD |
| Jurisdiction | SURRY NC |
| Township / Civil Division | SOUTH WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 930102 |
323 Cook Rd, a rural home, is owned and occupied by two individuals who acquired it in February 2021.
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 323 COOK RD, PILOT MOUNTAIN, NC 27041-7360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2021 | Warranty Deed, Transfer |
| Apr 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZEN B&T CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 9, 2021 |
| Transfer Doc | 0000681080 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Feb 16, 2021 |
| Property Address | 323 COOK RD, PILOT MOUNTAIN, NC 27041-7360 |
| Document Number | 1748/340 |
| Book / Page | 1748 / 340 |
| Instrument Date | Feb 9, 2021 |
| Instrument | 681080 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 COOK RD, PILOT MOUNTAIN, NC 27041-7360 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 323 COOK RD, PILOT MOUNTAIN, NC 27041-7360 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1706/426 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 1706/426 |
| Instrument | 672050 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 323 Cook Rd was $1,069, down 2.3% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,069.00 (-2.29%) | $132,660 (-23.71%) Land $22,250 Building $110,410 | $132,660 (-23.71%) Land $22,250 Building $110,410 |
| 2025 | $1,094.00 | $173,900 Land $38,160 Building $135,740 | $173,900 Land $38,160 Building $135,740 |
| 2023 | $732.00 | $132,660 Land $22,250 Building $110,410 | $132,660 Land $22,250 Building $110,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 323 Cook Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 323 Cook Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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