Franklin County property record for 323 Commerce St, Waynesboro, PA 17268
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $220,000 (Apr 2023) |
| Tax Bill | $2,777 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-5A48-35 |
| Primary APN | 25-5A48-35 |
|---|---|
| Alternative APNs |
|
| Street Address | 323 COMMERCE ST |
|---|---|
| City | WAYNESBORO |
| State | PA |
| Zip | 17268-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | WAYNESBORO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 12300 |
323 Commerce St is owned and occupied by an individual who bought it in April 2023.
Source: Franklin County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 COMMERCE ST, WAYNESBORO, PA 17268-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2023 · Amount on File |
| Deed Sale | Apr 26, 2023 · Amount on File |
| Deed Document Number | 20237819 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Apr 26, 2023 |
| Property Address | 323 COMMERCE ST, WAYNESBORO, PA 17268-1101 |
| Document Number | 0000007819 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 202307819 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 COMMERCE ST, WAYNESBORO, PA 17268-1101 |
| Document Number | 0000007820 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 202307820 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
The 2026 property tax bill for 323 Commerce St was $2,777.
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| Municipality | Waynesboro Borough |
| Unified School District | Waynesboro Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,777.00 | $15,320 Land $900 Building $14,420 | |
| 2024 | $2,707.00 | $15,320 Land $900 Building $14,420 | |
| $15,320 Land $900 Building $14,420 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 323 Commerce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 323 Commerce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BORO OF WAYNESBORO serves 13,200 people · EPA ID PA7280032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
May also be available: Brightspeed, T-Mobile.
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