Sullivan County and Thompson Town property record for 323 Cold Spring Rd, Monticello, NY 12701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,707 sqft · built 1956 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,924 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Feb 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 484689 29.-2-44 |
| Primary APN | 484689 29.-2-44 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,707 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Upper Floors Area | 663 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 64,904 sqft (1.49 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 323 COLD SPRING RD |
|---|---|
| City | MONTICELLO |
| State | NY |
| Zip | 12701-4201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Block | 2 |
| Legal Lot Number | 44.000 |
| Jurisdiction | SULLIVAN NY |
| Township / Civil Division | THOMPSON |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 951801 |
Source: Sullivan County and Thompson Town records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 323 COLD SPRING RD, MONTICELLO, NY 12701-4201 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Feb 8, 2023 | Deed, Transfer |
| Feb 8, 2023 | Deed, Transfer |
| Oct 21, 2021 | Deed, Transfer |
| Nov 3, 2021 | Deed, Transfer · Stand-Alone Refinance BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 3, 2023 |
| Transfer Doc | 0000000281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Property Address | 323 COLD SPRING RD, MONTICELLO, NY 12701-4201 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000001040 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021-11040 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Recording Date | Feb 8, 2023 |
| Property Address | 323 COLD SPRING RD, MONTICELLO, NY 12701-4201 |
| Document Number | 0000000281 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 2023-1281 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 323 COLD SPRING RD, MONTICELLO, NY 12701-4201 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Recording Date | Feb 8, 2023 |
| Property Address | 323 COLD SPRING RD, MONTICELLO, NY 12701-4201 |
| Document Number | 0000000282 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 2023-1282 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 323 COLD SPRING RD, MONTICELLO, NY 12701-4201 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Recording Date | Oct 21, 2021 |
| Property Address | 323 COLD SPRING RD, MONTICELLO, NY 12701-4201 |
| Document Number | 649 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021-10649 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 COLD SPRING RD, MONTICELLO, NY 12701-4201 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Recording Date | Nov 3, 2021 |
| Property Address | 323 COLD SPRING RD, MONTICELLO, NY 12701-4201 |
| Document Number | 1039 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021-11039 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 COLD SPRING RD, MONTICELLO, NY 12701-4201 |
| Document Number | 1040 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021-11040 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
Source: Sullivan County and Thompson Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Sullivan County |
| County Subdivision | Thompson Town |
| Unified School District | Monticello Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,924.00 | $121,200 (-) Land $17,500 Building $103,700 | $298,522 (+10.84%) Land $43,103 Building $255,419 |
| 2024 | $121,200 (-) Land $17,500 Building $103,700 | $269,333 (+11.11%) Land $38,889 Building $230,444 | |
| 2023 | $121,200 Land $17,500 Building $103,700 | $242,400 Land $35,000 Building $207,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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