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323 Cloud St, Front Royal, VA 22630 Property Records

Warren County property record for 323 Cloud St, Front Royal, VA 22630 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,008 sqft · built 1950
Lot Size0.207 acres (8,999 sqft)
Owner2 Company Names on File
Tax Bill$2,155 (2026)
Deeds & MortgagesMar 2012 Mortgage
May 2026 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN20A814-3-12

Property Details

APN / Parcel Number

Primary APN20A814-3-12
Alternative APN
  • 12505

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,008 sqft Living Area
Gross Area3,610 sqft
1st Floor Area1,016 sqft
FlooringCeramic Tile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1999
Exterior MaterialStucco
Roof TypeGable
Roof MaterialMetal
Lot Area8,999 sqft (0.207 acres)
TerrainRolling
PorchSlab
Porch Area308 sqft
Patio Area292 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number12505
Street Address323 CLOUD ST
CityFRONT ROYAL
StateVA
Zip22630-3109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL12 B3 FLETCHER SUB
Legal SubdivisionFLETCHER SUB
JurisdictionWARREN VA
Township / Civil DivisionSOUTH RIVER
Census Block Group4
Census Block4010
Census Tract20500

Owner

Source: Warren County records · APN 20A814-3-12

Assessment roll updated April 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address323 CLOUD ST, FRONT ROYAL, VA 22630-3109
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2012Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
May 26, 2026Gift Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 31, 2012Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMay 20, 2026
Transfer Doc0000002512
Record UpdatedSep 20, 2026

March 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Property Address323 CLOUD ST, FRONT ROYAL, VA 22630-3109
Transaction TypeMortgage
Record UpdatedJun 12, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0120001572
DateMar 23, 2012
Instrument120001572
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2027
Interest
Rate3.5%

May 2026: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionWARREN VA
Recording DateMay 26, 2026
Property Address323 CLOUD ST, FRONT ROYAL, VA 22630-3109
Document Number0000002512
Instrument DateMay 20, 2026
Instrument20262512
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address323 CLOUD ST, FRONT ROYAL, VA 22630-3109

January 2012: Deed, Transfer

Document TypeDeed
JurisdictionWARREN VA
Recording DateJan 31, 2012
Property Address323 CLOUD ST, FRONT ROYAL, VA 22630-3109
Document Number0120000445
Instrument DateJan 18, 2012
Instrument120000445
Transaction TypeTransfer
Record UpdatedJun 12, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 CLOUD ST, FRONT ROYAL, VA 22630-3109
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated April 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyWarren County
MunicipalityFront Royal Town
Unified School DistrictWarren County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,155.00 (+18.8%)$378,800 (-) Land $58,300 Building $320,500
2025$1,814.00 (+20.69%)$378,800 (+23.47%) Land $58,300 Building $320,500$378,800 (+23.47%) Land $58,300 Building $320,500
2024$1,503.00$306,800 (-) Land $40,300 Building $266,500$306,800 (-) Land $40,300 Building $266,500
2023$306,800 Land $40,300 Building $266,500$306,800 Land $40,300 Building $266,500
2022$1,503.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (51187C), updated June 3, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511870205004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
6 of 17 on primary residences
Nearby Flood Claims3 (1984–2011)
Most Recent ClaimApr 2011, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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