323 Calle Empalme, San Clemente, CA 92672 Property Records

Orange County property record for 323 Calle Empalme, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,349 sqft · built 1977
Lot Size	0.219 acres (9,558 sqft)
Owner	2 Trust Names on File
Last Sale	$1,975,000 (Jan 2023)
Tax Bill	$14,886 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Sep 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`690-271-01`

Property Details

APN / Parcel Number

Primary APN	`690-271-01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,349 sqft Living Area
1st Floor Area	2,349 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	9,558 sqft (0.219 acres)
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	323 CALLE EMPALME
City	SAN CLEMENTE
State	CA
Zip	92672-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8597 BLK LOT 1
Legal Subdivision	TRACT NO. 8597
Legal Tract	8597
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1012
Census Tract	42113

Owner

323 Calle Empalme is held in a trust since January 2023.

Source: Orange County records, as of October 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	323 CALLE EMPALME, SAN CLEMENTE, CA 92672-2105
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY BANK
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage CLEAREDGELENDING
Dec 28, 2023	Intrafamily Transfer, Transfer PACIFIC VA TITLE, PACIFIC COAST TITLE
Jan 27, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 7, 2022	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Sep 7, 2022	Grant Deed, Subdivision Related Transfer · Commercial Mortgage EASY STREET CAPITAL CA LLC
Sep 6, 2022	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2023 · Amount on File
Deed Sale	Jan 27, 2023 · Amount on File
Prior Sale	Sep 7, 2022 · Amount on File
Deed Document Number	202320029
Prior Transfer Date	Aug 31, 2022
Prior Transfer Doc	0000300104
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 15, 2026
Property Address	323 CALLE EMPALME, SAN CLEMENTE, CA 92672-2105
Document Number	0000288967
Instrument Date	Sep 25, 2026
Instrument	2026288967
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297,192.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	323 CALLE EMPALME, SAN CLEMENTE, CA 92672-2105

Mortgage

Document Number	0000288968,
Date	Oct 15, 2026
Instrument	2026288968

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Sep 16, 2026
Property Address	323 CALLE EMPALME, SAN CLEMENTE, CA 92672-2105
Document Number	0000262604
Instrument Date	Sep 9, 2026
Instrument	2026262604
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	323 CALLE EMPALME, SAN CLEMENTE, CA 92672-2105

Mortgage

Document Number	0000262604,
Date	Sep 16, 2026
Instrument	2026262604

Lender

Name	CLEAREDGELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 28, 2023
Property Address	323 CALLE EMPALME, SAN CLEMENTE, CA 92672-2105
Document Number	0000318291
Map Reference	MB 344 PG 7-11
Instrument Date	Dec 20, 2023
Instrument	2023000318291
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	323 CALLE EMPALME, SAN CLEMENTE, CA 92672-2105

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 27, 2023
Property Address	323 CALLE EMPALME, SAN CLEMENTE, CA 92672-2105
Document Number	0000020029
Map Reference	MB 344 PG 7-11
Instrument Date	Jan 20, 2023
Instrument	2023000020029
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PACIFIC COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	323 CALLE EMPALME, SAN CLEMENTE, CA 92672-2105

Mortgage

Document Number	0000020030
Date	Jan 27, 2023
Instrument	2023000020030

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 7, 2022
Property Address	323 CALLE EMPALME, SAN CLEMENTE, CA 92672-2105
Document Number	0000300104
Map Reference	MB 344 PG 7-11
Instrument Date	Aug 31, 2022
Instrument	2022000300104
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 TERRAZA PL, FULLERTON, CA 92835-2458

September 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 7, 2022
Property Address	323 CALLE EMPALME, SAN CLEMENTE, CA 92672-2105
Document Number	0000300105
Map Reference	MB 344 PG 7-11
Instrument Date	Aug 25, 2022
Instrument	2022000300105
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 TERRAZA PL, FULLERTON, CA 92835-2458

Mortgage

Document Number	0000300106
Date	Sep 7, 2022
Instrument	2022000300106

Lender

Name	EASY STREET CAPITAL CA LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Oct 1, 2023

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 6, 2022
Property Address	323 CALLE EMPALME, SAN CLEMENTE, CA 92672-2105
Document Number	0000298969
Map Reference	MB 344 PG 7-11
Instrument Date	Aug 22, 2022
Instrument	2022000298969
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14520 DELTA LN STE 104, 104, HUNTINGTON BEACH, CA 92647-2078
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 323 Calle Empalme was $14,886.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,503,467 (+2%) Land $1,290,024 Building $213,443
2025	$14,886.00	$1,473,988 Land $1,264,730 Building $209,258
2023	$15,684.00 (+189.16%)	$1,551,000 Land $1,361,634 Building $189,366
2022	$5,424.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 323 Calle Empalme in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Calle Empalme is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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