323 Calle de la Paloma, Fallbrook, CA 92028 Property Records

San Diego County property record for 323 Calle de la Paloma, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,816 sqft · built 1977
Lot Size	0.343 acres (14,951 sqft)
Owner	Individual Name on File
Tax Bill	$2,607 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-600-59-00`

Property Details

APN / Parcel Number

Primary APN	`105-600-59-00`
Alternative APN	`1056104200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,816 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	14,951 sqft (0.343 acres)

Location & Zoning

Old Parcel Number	1056104200
Street Address	323 CALLE DE LA PALOMA
City	FALLBROOK
State	CA
Zip	92028-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	SEC 19-9-3W SEQ DOC78-149565 IN W H OF NWQ OF
Legal Range	03W
Legal Township	09
Legal Section	19
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	4
Census Block	4000
Census Tract	18904

Owner

323 Calle de la Paloma is owned and occupied by an individual.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	323 CALLE DE LA PALOMA, FALLBROOK, CA 92028-3026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRONTWAVE CU
Mar 25, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Aug 6, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	323 CALLE DE LA PALOMA, FALLBROOK, CA 92028-3026
Transaction Type	Mortgage
Record Updated	Dec 7, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 CALLE DE LA PALOMA, FALLBROOK, CA 92028-3026

Mortgage

Document Number	0000326897
Date	Nov 27, 2023
Instrument	2023-0326897

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2033

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	323 CALLE DE LA PALOMA, FALLBROOK, CA 92028-3026
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 CALLE DE LA PALOMA, FALLBROOK, CA 92028-3026

Mortgage

Document Number	0000234871
Date	Mar 25, 2021
Instrument	2021-0234871

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	323 CALLE DE LA PALOMA, FALLBROOK, CA 92028-3026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000435252
Date	Aug 6, 2020
Instrument	2020-0435252

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 323 Calle de la Paloma was $2,607 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$252,263 (+2%) Land $71,108 Building $181,155
2025	$2,607.00 Homeowner's exemption	$247,317 Land $69,714 Building $177,603
2023	$2,474.00 (+0.04%) Homeowner's exemption	$237,715 Land $67,008 Building $170,707
2022	$2,473.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 323 Calle de la Paloma in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Calle de la Paloma is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, Verizon.

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