323 Chippewa Dr, Ottawa, OH 45875 Property Records

Putnam County property record for 323 Chippewa Dr, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,176 sqft · built 1996
Lot Size	0.402 acres (17,535 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2025)
Tax Bill	$2,715 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-167114.0000`

Property Details

APN / Parcel Number

Primary APN	`32-167114.0000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
1st Floor Area	1,182 sqft
Upper Floors Area	994 sqft
Basement Area	1,164 sqft
Unfinished Basement	1,164 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,535 sqft (0.402 acres)
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	323 CHIPPEWA DR
City	OTTAWA
State	OH
Zip	45875-1679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 01270 (VILLA SUB-DIV)
Legal Subdivision	VILLA SUB-DIV
Legal Lot Number	1270
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1002
Census Tract	30302

Owner

Source: Putnam County records · APN 32-167114.0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	323 CHIPPEWA DR, OTTAWA, OH 45875-1679
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2025 · Amount on Record
Deed Sale	Apr 01, 2025 · Amount on Record
Deed Document Number	20251175
Deed Book / Page	773 / 2482
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	323 CHIPPEWA DR, OTTAWA, OH 45875-1679
Transaction Type	Mortgage
Record Updated	Dec 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 CHIPPEWA DR, OTTAWA, OH 45875-1679

Mortgage

Document Number	000752/491
Date	Dec 02, 2022
Book Page	752/491
Instrument	202200005173

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,715.00 (+2.41%) Homeowner's exemption	$82,350 (-) Land $9,850 Building $72,500	$235,280 (-) Land $28,140 Building $207,140
2024	$2,651.00 (-5.56%) Homeowner's exemption	$82,350 (+6.8%) Land $9,850 Building $72,500
2023	$2,807.00 (-0.57%) Homeowner's exemption Additional exemption filed	$77,110 (-) Land $7,720 Building $69,390	$235,280 (+6.79%) Land $28,140 Building $207,140
2022	$2,823.00	$77,110 Land $7,720 Building $69,390
2020			$220,320 Land $22,060 Building $198,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 1, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2007–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2023 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Glandorf Telephone Co. Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Defiance Holdings, HDER Link.

Based on FCC filings for 61 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OTTAWA VILLAGE serves 4,393 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.