323 Cape Harbour Loop, Unit 103, Bradenton, FL 34212 Property Records

Manatee County property record for 323 Cape Harbour Loop, Unit 103, Bradenton, FL 34212

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,429 sqft · built 2006
Owner	2 Individual Names on File
Last Sale	$225,000 (Dec 2021)
Tax Bill	$3,374 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`11024-0715-9`

Property Details

APN / Parcel Number

Primary APN	`11024-0715-9`
Alternative APN	`3418261102407159`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,429 sqft Living Area
Gross Area	1,555 sqft
1st Floor Area	644 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
View / Lot	Interior Unit
Porch	Screened Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	323 CAPE HARBOUR LOOP, 103
City	BRADENTON
State	FL
Zip	34212-2153
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-MU
Legal Description	UNIT 103 BLDG 1 THE TOWNHOMES AT LIGHTHOUSE COVE III A CONDO, LESS 1/16 INTEREST IN OIL & MINERAL RIGHTS DESC IN DB 240/45 & DB 239/369, PI#11024.0715/9
Legal Range	18E
Legal Township	34S
Legal Section	26
Legal Subdivision	THE TOWNHOMES AT LIGHTHOUSE COVE III
Legal Block	1
Legal Lot Number	103
Legal Unit	103
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	4
Census Block	4008
Census Tract	2025

Owner

323 Cape Harbour Loop, Unit 103 is owned and occupied by two individuals who bought it in December 2021.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	323 CAPE HARBOUR LOOP, 103, BRADENTON, FL 34212-2153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 30, 2021	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on File
Deed Sale	Dec 10, 2021 · Amount on File
Prior Sale	Jun 30, 2021 · Amount on File
Deed Document Number	2021164197
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 10, 2021
Property Address	323 CAPE HARBOUR LOOP UNIT 103, 103, BRADENTON, FL 34212-2153
Document Number	0041164197
Map Reference	MB 2113 PG 6788
Instrument Date	Dec 10, 2021
Instrument	202141164197
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10411 WINDING STREAM WAY, BRADENTON, FL 34212-5283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 CAPE HARBOUR LOOP UNIT 103, 103, BRADENTON, FL 34212-2153

Mortgage

Document Number	0041164198
Date	Dec 10, 2021
Instrument	202141164198

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 30, 2021
Property Address	323 CAPE HARBOUR LOOP UNIT 103, 103, BRADENTON, FL 34212-2153
Document Number	0041087472
Map Reference	MB 2113 PG 6788
Instrument Date	Jun 30, 2021
Instrument	202141087472
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Tax	$1,573.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7119 CHATUM LIGHT RUN, BRADENTON, FL 34212-7012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10411 WINDING STREAM WAY, BRADENTON, FL 34212-5283

Tax Assessment & Valuation

The 2025 property tax bill for 323 Cape Harbour Loop, Unit 103 was $3,374, down 10.5% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,644 (-7.6%) Building $180,644	$180,644 (-7.6%) Building $180,644
2025	$3,374.00 (-10.5%)	$195,500 Building $195,500	$195,500 Building $195,500
2024	$3,770.00 (+0.37%)
2023	$3,756.00 (+13.23%)	$233,750 (+23.68%) Building $233,750	$233,750 (+23.68%) Building $233,750
2022	$3,317.00	$189,000 Building $189,000	$189,000 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 Cape Harbour Loop, Unit 103 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Cape Harbour Loop, Unit 103 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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