323 Bobcat Trl, Winchester, VA 22602 Property Records

Frederick County property record for 323 Bobcat Trl, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,425 sqft · built 2012
Lot Size	0.45 acres (19,469 sqft)
Owner	Individual Name on File
Last Sale	$549,900 (Feb 2024)
Tax Bill	$2,324 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`49B011-22-164`

Property Details

APN / Parcel Number

Primary APN	`49B011-22-164`
Alternative APN	`8012276`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,425 sqft Living Area
Gross Area	3,889 sqft
1st Floor Area	1,425 sqft
Basement Area	1,440 sqft
Finished Basement	1,425 sqft
Unfinished Basement	1,440 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2021
Architectural Style	Split Foyer
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,469 sqft (0.45 acres)
Terrain	Wooded

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8012276
Street Address	323 BOBCAT TRL
City	WINCHESTER
State	VA
Zip	22602-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SHAWNEELAND L164 P8 S22
Legal Subdivision	106
Legal Phase	8
Legal Lot Number	164
Jurisdiction	FREDERICK VA
Township / Civil Division	BACK CREEK
Census Block Group	1
Census Block	1088
Census Tract	50402

Owner

323 Bobcat Trl is owned and occupied by an individual who bought it in February 2024.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	323 BOBCAT TRL, WINCHESTER, VA 22602-1217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2024 · Amount on File
Deed Sale	Feb 27, 2024 · Amount on File
Deed Document Number	20241489
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Recording Date	Sep 1, 2026
Property Address	323 BOBCAT TRL, WINCHESTER, VA 22602-1217
Document Number	0000009347
Instrument Date	Jun 19, 2026
Instrument	20269347
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009347,
Date	Sep 1, 2026
Instrument	20269347

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 323 Bobcat Trl was $2,324, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,324.00 (+10.4%)	$438,500 Land $58,000 Building $380,500	$438,500 Land $58,000 Building $380,500
2025	$2,105.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 Bobcat Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2024–2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Bobcat Trl is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 73% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20