323 Big Oak Dr, Florence, MS 39073 Property Records

Rankin County property record for 323 Big Oak Dr, Florence, MS 39073

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,672 sqft · built 2002
Lot Size0.285 acres (12,441 sqft)
Owner2 Individual Names on File
Tax Bill$1,480 (2025)
Deeds & MortgagesOct 2022 Refinance
Oct 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNE04L000004 00490

Property Details

APN / Parcel Number

Primary APNE04L000004 00490
Alternative APN
  • 57646

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,672 sqft Adjusted Area
1st Floor Area1,388 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area12,441 sqft (0.285 acres)
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number57646
Street Address323 BIG OAK DR
CityFLORENCE
StateMS
Zip39073-9540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 49 SOUTHERN OAKS PART 1
Legal Range02E
Legal Township04N
Legal Section29
Legal SubdivisionSOUTHERN OAKS PART 1
Legal Lot Number49
JurisdictionRANKIN MS
Township / Civil Division1
Census Block Group1
Census Block1013
Census Tract21004

Owner

323 Big Oak Dr is owned and occupied by two individuals who acquired it in October 2022.

Source: Rankin County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address323 BIG OAK DR, FLORENCE, MS 39073-9540
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PLANET HOME LENDING LLC
Oct 6, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PLANET HOME LENDING LLC
Oct 6, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2022
Deed SaleOct 6, 2022
Prior SaleNov 3, 2017
Deed Book / Page2022 / 25039
Prior Transfer DateSep 29, 2006
Prior Transfer Doc2006025185
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Property Address323 BIG OAK DR, FLORENCE, MS 39073-9540
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000102610
DateOct 6, 2022
Book Page3022/102610
Lender
NamePLANET HOME LENDING LLC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2052

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Property Address323 BIG OAK DR, FLORENCE, MS 39073-9540
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010261
DateOct 6, 2022
Book Page3022/10261
Lender
NamePLANET HOME LENDING LLC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2052

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRANKIN MS
Recording DateOct 6, 2022
Property Address323 BIG OAK DR, FLORENCE, MS 39073-9540
Document Number0000025039
Book / Page2022 / 25039
Instrument DateOct 6, 2022
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address323 BIG OAK DR, FLORENCE, MS 39073-9540

Mortgage

Document Number0302210261
DateOct 6, 2022
Instrument3022/10261
Lender
NamePLANET HOME LENDING LLC
TypeLending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 323 Big Oak Dr was $1,480 with a homeowner's exemption, up 0.1% from the year before.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyRankin County
MunicipalityFlorence City
Unified School DistrictRankin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,480.00 (+0.07%) Homeowner's exemption$13,630
2024$1,479.00$136,300 Land $30,000 Building $106,300
2023$13,645
2021$136,450 Land $30,000 Building $106,450
2019$588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 Big Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimAug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Big Oak Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FLORENCE
serves 5,824 people · EPA ID MS0610009
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2024
Haloacetic acids
not recorded as resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20

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