Rowan County property record for 323 Bays Ave, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 1,376 sqft |
| Owner | Individual Name on File |
| Last Sale | $78,000 (May 2017) |
| Tax Bill | $1,119 (2025) |
| Deeds & Mortgages | May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-20 05 025.00 |
| Primary APN | 080-20 05 025.00 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,376 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Heating Fuel | Gas |
|---|
| Account Number | 9176 |
|---|---|
| Street Address | 323 BAYS AVE |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-1109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE & LOT BAYS AVE |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 950202 |
323 Bays Ave is owned by an individual who bought it in May 2017.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 748, OLIVE HILL, KY 41164-0748 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2017 · Amount on File |
| Deed Sale | May 19, 2017 · Amount on File |
| Deed Document Number | 405193 |
| Deed Book / Page | D264 / 183 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | May 19, 2017 |
| Property Address | 323 BAYS AVE, MOREHEAD, KY 40351-1109 |
| Document Number | 00D264/183 |
| Book / Page | D264 / 183 |
| Instrument Date | May 17, 2017 |
| Instrument | 405193 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $78.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1025 HUNTINGTON RD, 1025, EAST LANSING, MI 48823-4125 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 100 PARADISE LN, OLIVE HILL, KY 41164-8175 |
The 2025 property tax bill for 323 Bays Ave was $1,119.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,119.00 | $133,700 Land $30,000 Building $103,700 | $133,700 Land $30,000 Building $103,700 |
| 2023 | $713.00 | $83,800 Land $15,000 Building $68,800 | $83,800 Land $15,000 Building $68,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 323 Bays Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 323 Bays Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD STATE UNIVERSITY state or territorial government · serves 6,500 people · EPA ID KY1030480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Networx Technologies.
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