323 Arthur Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 323 Arthur Ave, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,916 sqft · built 1955
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on Record
Tax Bill	$7,493 (2025)
Deeds & Mortgages	Nov 2022 Transfer Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044-191-14`

Property Details

APN / Parcel Number

Primary APN	`044-191-14`
Alternative APN	`044-191-14-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,916 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,966 sqft (0.114 acres)
Deck Area	35 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	323 ARTHUR AVE
City	APTOS
State	CA
Zip	95003-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Description	BLK 14 LOT 15
Legal Subdivision	APTOS BCH CNTRY CLB 01
Legal Block	14
Legal Lot Number	15
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1004
Census Tract	122203

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 ARTHUR AVE, APTOS, CA 95003-5201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Intrafamily Transfer, Transfer
Jul 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU
Jul 9, 2021	Intrafamily Transfer, Transfer STEWART TITLE OF CA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 17, 2022
Transfer Doc	0000031145
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 21, 2022
Property Address	323 ARTHUR AVE, APTOS, CA 95003-5201
Document Number	0000031145
Map Reference	MB 23 PG 1
Instrument Date	Nov 17, 2022
Instrument	2022-0031145
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 ARTHUR AVE, APTOS, CA 95003-5201

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 8, 2021
Property Address	323 ARTHUR AVE, APTOS, CA 95003-5201
Document Number	0000036639
Map Reference	MB 23 PG 1
Instrument Date	Jul 2, 2021
Instrument	2021-0036639
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 851, APTOS, CA 95001-0851

Mortgage

Document Number	0000036640
Date	Jul 8, 2021
Instrument	2021-0036640

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 9, 2021
Property Address	323 ARTHUR AVE, APTOS, CA 95003-5201
Document Number	0000036692
Map Reference	MB 23 PG 1
Instrument Date	Jul 2, 2021
Instrument	2021-0036692
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 851, APTOS, CA 95001-0851

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$538,008 (+2%) Land $263,654 Building $274,354
2025	$7,493.00 (+8.34%) Homeowner's exemption	$527,458 (+6.7%) Land $258,484 Building $268,974
2024	$6,916.00 (+4.66%)
2023	$6,608.00 (+2.55%) Homeowner's exemption	$494,330 Land $248,447 Building $245,883	$1,431,540
2022	$6,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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