323 Arch St, Cumberland, MD 21502 Property Records

Allegany County property record for 323 Arch St, Cumberland, MD 21502

Property Summary

Property Type	Residential Vacant Land
Details	1 ba · 1,232 sqft · built 1920
Lot Size	0.042 acres (1,850 sqft)
Owner	Individual Name on File
Last Sale	$2,000 (Dec 2006)
Tax Bill	$25 (2025)
Deeds & Mortgages	Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-007328`

Property Details

APN / Parcel Number

Primary APN	`04-007328`
Alternative APNs	`4007328` `007328`

Exterior

Lot Area	1,850 sqft (0.042 acres)
Porch	Porch
Porch Area	84 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	007328
Street Address	323 ARCH ST
City	CUMBERLAND
State	MD
Zip	21502-4101
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	323 ARCH ST PT LOT 27 18X100 SOUTHERN ADDN 19X100
Legal Subdivision	SOUTHERN ADD
Legal Lot Number	27
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	2
Census Block	2021
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chapel Hill Historic District listed 2005 · 810 contributing resources · NRIS 05001477

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

323 Arch St, residential vacant land, is owned by an individual who bought it in December 2006.

Source: Allegany County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	327 ARCH ST, CUMBERLAND, MD 21502-4101
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2006 · Amount on File
Deed Sale	Dec 11, 2006 · Amount on File
Prior Sale	Nov 30, 2005 · Amount on File
Deed Document Number	200662674
Deed Book / Page	1338 / 525
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Oct 20, 2020
Property Address	323 ARCH ST, CUMBERLAND, MD 21502-4101
Document Number	0025970215
Book / Page	002597 / 000215
Instrument Date	Oct 14, 2020
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 ARCH ST CUMBERLAND MD 215024101, CUMBERLAND, MD 21502-4101

Tax Assessment & Valuation

The 2025 property tax bill for 323 Arch St was $25.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,700 Land $2,700	$2,700 Land $2,700
2025	$25.00
2023	$25.00	$2,700 Land $2,700	$2,700 Land $2,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 Arch St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1995)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Arch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20