323 Adams Ave, Sumter, SC 29150 Property Records

Sumter County property record for 323 Adams Ave, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,263 sqft · built 1968
Lot Size	0.276 acres (12,060 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Aug 2023)
Tax Bill	$1,861 (2025)
Deeds & Mortgages	Aug 2023 Sale & Line of Credit Feb 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`205-05-03-011`

Property Details

APN / Parcel Number

Primary APN	`205-05-03-011`
Alternative APN	`26889`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,263 sqft Living Area
1st Floor Area	2,263 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	12,060 sqft (0.276 acres)
Lot Dimensions	134 ft deep x 90 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Patio Area	151 sqft
Fence	Fence
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	26889
Old Parcel Number	205 05 03 011
Street Address	323 ADAMS AVE
City	SUMTER
State	SC
Zip	29150-3869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 27 Z10-28 100 FT
Legal Subdivision	BURNS DOWNS
Legal Lot Number	27
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	3
Census Block	3019
Census Tract	902

Owner

323 Adams Ave is owned and occupied by an individual who bought it in August 2023.

Source: Sumter County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	323 ADAMS AVE, SUMTER, SC 29150-3869
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 18, 2022	Warranty Deed, Transfer
Jul 31, 2018	Loan Modification, Mortgage · Conventional Mortgage BRANCH BK&TR
Jul 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on File
Deed Sale	Aug 17, 2023 · Amount on File
Prior Sale	Feb 18, 2022 · Amount on File
Deed Document Number	0013174827
Deed Book / Page	1317 / 4827
Record Updated	Jun 8, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Aug 17, 2023
Property Address	323 ADAMS AVE, SUMTER, SC 29150-3869
Document Number	0013174827
Book / Page	1317 / 4827
Map Reference	MB Z-10 PG 28
Instrument Date	Aug 9, 2023
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$754.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	323 ADAMS AVE, SUMTER, SC 29150-3869

Mortgage

Document Number	0013174831
Date	Aug 17, 2023
Instrument	1317-4831

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Feb 18, 2022
Property Address	323 ADAMS AVE, SUMTER, SC 29150-3869
Document Number	0012981289
Book / Page	1298 / 1289
Map Reference	MB Z-10 PG 28
Instrument Date	Feb 17, 2022
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount on Record
Tax	$468.05
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3556 PRESERVE CT, SUMTER, SC 29150-6050

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUMTER SC
Property Address	323 ADAMS AVE, SUMTER, SC 29150-3869
Document Number	0012472400
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 ADAMS AVE SUMTER SC 291503869, SUMTER, SC 29150-3869

Mortgage

Document Number	0012472400
Date	Aug 15, 2018
Book Page	001247/002400

Lender

Name	BRANCH BK&TR
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	323 ADAMS AVE, SUMTER, SC 29150-3869
Document Number	0012472204
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 ADAMS AVE SUMTER SC 291503869, SUMTER, SC 29150-3869

Mortgage

Document Number	0012472204
Date	Aug 14, 2018
Book Page	001247/002204

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 323 Adams Ave was $1,861.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,861.00	$11,680 Land $900 Building $10,780	$291,975 Land $22,500 Building $269,475
2023		$9,610 (-7.15%) Land $900 Building $8,710	$240,297 (+37.8%) Land $22,500 Building $217,797
2022	$3,872.00	$10,350 Land $1,350 Building $9,000	$174,380 Land $22,500 Building $151,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 323 Adams Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2015–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Adams Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

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