323 Academy Ave, Denton, MD 21629 Property Records

Caroline County property record for 323 Academy Ave, Denton, MD 21629

Property Summary

Property Type	Townhouse
Details	1 ba · 1,196 sqft · built 1987
Lot Size	0.061 acres (2,657 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (May 2005)
Tax Bill	$1,481 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-029204`

Property Details

APN / Parcel Number

Primary APN	`03-029204`
Alternative APNs	`3029204` `029204`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,196 sqft Total Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,657 sqft (0.061 acres)
Lot Dimensions	115 ft deep x 23 ft wide
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	029204
Street Address	323 ACADEMY AVE
City	DENTON
State	MD
Zip	21629-1249
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MR
Legal Description	LOT 2657 SF LOT 12 E/S ACADEMY AVE DENTON NARROWS
Legal Subdivision	DENTON NARROWS
Legal Lot Number	12
Jurisdiction	CAROLINE MD
Township / Civil Division	3, DENTON
Census Block Group	1
Census Block	1041
Census Tract	955302

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 ACADEMY AVE, DENTON, MD 21629-1249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jun 5, 2017	Deed of Trust, Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2005 · Amount on Record
Deed Sale	May 16, 2005 · Amount on Record
Prior Sale	Jul 9, 2002 · Amount on Record
Deed Document Number	200550512
Deed Book / Page	606 / 35
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	323 ACADEMY AVE, DENTON, MD 21629-1249
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016400197
Date	Aug 23, 2023
Book Page	1640/197

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	323 ACADEMY AVE, DENTON, MD 21629-1249
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012600094
Date	Jun 5, 2017
Book Page	1260/094
Instrument	1260-094

Lender

Name	PNC BANK NA
Type	Bank
Address	00000

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Denton Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,481.00 (+3.71%) Homeowner's exemption	$150,567 (+50.27%)	$166,500 (+16.76%) Land $15,000 Building $151,500
2025	$1,428.00 (-1.24%)
2023	$1,446.00 Homeowner's exemption	$100,200	$142,600 Land $15,000 Building $127,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DENTON serves 4,848 people · EPA ID MD0050001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Simple Fiber.

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