323 7th St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 323 7th St, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,228 sqft · built 1994
Lot Size0.074 acres (3,210 sqft)
Owner2 Individual Names on File
Last Sale$990,000 (Mar 2024)
Tax Bill$13,576 (2025)
Deeds & MortgagesMar 2026 Mortgage
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN169919-0500

Property Details

APN / Parcel Number

Primary APN169919-0500

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,228 sqft Living Area
Gross Area3,576 sqft
1st Floor Area846 sqft
Upper Floors Area1,382 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleTownhouse
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,210 sqft (0.074 acres)
Lot Dimensions130 ft deep x 25 ft wide
Garage TypeAttached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area118 sqft
Patio Area834 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address323 7TH ST
CityATLANTIC BEACH
StateFL
Zip32233-5469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARG-M
Legal Description5-69 16-2S-29E .074 ATLANTIC BEACH W 24.95 FT LOT 8 BLK 9
Legal Range29E
Legal Township02S
Legal Section16
Legal SubdivisionATLANTIC BEACH
Legal Block9
Legal Lot Number8
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1012
Census Tract13905

Owner

323 7th St is owned and occupied by two individuals who bought it in March 2024.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address323 7TH ST, ATLANTIC BEACH, FL 32233-5469
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2026Deed of Trust, Mortgage · SBA Mortgage
RENASANT BANK
Mar 12, 2024Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2024 · Amount on File
Deed SaleMar 12, 2024 · Amount on File
Prior SaleAug 14, 2009 · Amount on File
Deed Document Number202448608
Deed Book / Page20975 / 689
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address323 7TH ST, ATLANTIC BEACH, FL 32233-5469
Transaction TypeMortgage
Record UpdatedMar 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 7TH ST, ATLANTIC BEACH, FL 32233-5469

Mortgage

Document Number0218141515
DateMar 5, 2026
Book Page21814/1515
Instrument2026051193
Lender
NameRENASANT BANK
TypeBank
AddressTUPELO, MS 38804
Agreement
TypeSBA Mortgage
AmountAmount on Record
Term119 Months
DueFeb 26, 2036

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMar 12, 2024
Property Address323 7TH ST, ATLANTIC BEACH, FL 32233-5469
Document Number0209750689
Book / Page20975 / 689
Map ReferenceMB 5 PG 69
Instrument DateMar 4, 2024
Instrument2024048608
Transaction TypeTransfer
Record UpdatedApr 4, 2024
Title CompanyPONTE VEDRA TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,930.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 MAYFAIR LN, PONTE VEDRA BEACH, FL 32082-3917

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 7TH ST, ATLANTIC BEACH, FL 32233-5469

Mortgage

Document Number0020975691
DateMar 12, 2024
Instrument20975/691
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 323 7th St was $13,576 with a homeowner's exemption, up 20.6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$843,372 (+1.54%) Land $451,202 Building $392,170$843,372 (+1.54%) Land $451,202 Building $392,170
2025$13,576.00 (+20.61%) Homeowner's exemption$830,547 Land $450,000 Building $380,547$830,547 Land $450,000 Building $380,547
2024$11,256.00 (+10.6%)
2023$10,177.00 (+19.43%)$658,787 (+21.15%) Land $343,750 Building $315,037$658,787 (+21.15%) Land $343,750 Building $315,037
2022$8,521.00$543,767 Land $335,500 Building $208,267$543,767 Land $335,500 Building $208,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 323 7th St in Zone X, an area of minimal flood risk, though there have been 44 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 342 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies531 units insured
incl. 189 condo units
Nearby Flood Claims44 (1979–2017)
Claims Outside the SFHA40 of 44
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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