323 5th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 323 5th St S, Virginia, MN 55792

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 bd · 2 ba · 1,872 sqft · built 1904
Lot Size	0.137 acres (6,007 sqft)
Owner	Company Name on Record
Last Sale	$580,000 (Oct 2020)
Tax Bill	$2,564 (2026)
Deeds & Mortgages	Oct 2020 Sale & Line of Credit Mar 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-0030-00880`

Property Details

APN / Parcel Number

Primary APN	`090-0030-00880`
Alternative APNs	`1097622` `1086618`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,872 sqft Gross Area
1st Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Other
Construction Type	Frame
Lot Area	6,007 sqft (0.137 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	235 sqft
Deck Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1086618
Street Address	323 5TH ST S
City	VIRGINIA
State	MN
Zip	55792-2730
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOTS 21 AND 22 SERIAL #
Legal Subdivision	VIRGINIA 2ND ADD
Legal Block	79
Legal Lot Number	21-22
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3002
Census Tract	13100

Owner

Source: St. Louis County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4599 DATKA RD, DULUTH, MN 55803-9233
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Warranty Deed, Transfer · Line of Credit FRANDSEN BK&TR
Mar 1, 2017	Warranty Deed, Transfer NORTHERN ST BK/VA
Mar 1, 2017	Affidavit of Death, Transfer UP N TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Jun 10, 2004 · Amount on Record
Deed Document Number	20201392514
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 9, 2020
Property Address	323 5TH ST S, VIRGINIA, MN 55792-2730
Document Number	00A1392514
Instrument Date	Sep 23, 2020
Instrument	A1392514
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,914.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4599 DAKOTA RD DULUTH MN 55803, DULUTH, MN 55803

Mortgage

Document Number	A1392515
Date	Oct 9, 2020
Instrument	A1392515

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 8, 2025

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 1, 2017
Property Address	323 5TH ST S, VIRGINIA, MN 55792-2730
Document Number	00A1305013
Instrument Date	Feb 16, 2017
Instrument	A1305013
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	UP N TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$227.70
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1192 COOK MN 557231192, COOK, MN 55723-1192

Mortgage

Document Number	A1305014
Date	Mar 1, 2017
Instrument	A1305014

Lender

Name	NORTHERN ST BK/VA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 28, 2022

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	A1305016,
Date	Mar 1, 2017
Instrument	A1305016

Lender

Name	SUSAN D LEE
Address	401 E 8TH ST # 214-10, SIOUX FALLS, SD 57103-7011
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 29, 2032

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Mar 1, 2017
Property Address	323 5TH ST S, VIRGINIA, MN 55792-2730
Document Number	00A1305011
Instrument Date	Feb 14, 2017
Instrument	A1305011
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	UP N TITLE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E 8TH ST #214-1043 SIOUX FALLS SD 571037011, 214-10, SIOUX FALLS, SD 57103-7011

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,564.00 (-29.56%)
2025	$3,640.00 (+34.62%)	$102,700 (+11.03%) Land $6,700 Building $96,000	$102,700 (+11.03%) Land $6,700 Building $96,000
2024	$2,704.00	$92,500 (-3.75%) Land $5,700 Building $86,800	$92,500 (-3.75%) Land $5,700 Building $86,800
2022		$96,100 Land $5,000 Building $91,100	$96,100 Land $5,000 Building $91,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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