323 4th Ave S, Onalaska, WI 54650 Property Records

La Crosse County property record for 323 4th Ave S, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.119 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Apr 2022)
Tax Bill$2,942 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN018-000200-000

Property Details

APN / Parcel Number

Primary APN018-000200-000
Alternative APNs
  • 18 200 0
  • 40286

Exterior

Lot Area5,227 sqft (0.119 acres)

Location & Zoning

Account Number40286
Old Parcel Number18 200 0
Street Address323 4TH AVE S
CityONALASKA
StateWI
Zip54650-2923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL TOWN OF ONALASKA LOT 6 BLOCK 26 & W1/2 VAC ALLEY EX .01AC FOR ST IN V843 P854
Legal Range07
Legal Township16
Legal Section08
Legal QuarterSE
Quarter-Quarter SectionNE
Legal SubdivisionVILLAGE/ONALASKA
Legal Block26
Legal Lot Number6
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group4
Census Block4009
Census Tract10500

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address323 4TH AVE S, ONALASKA, WI 54650-2923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2022Warranty Deed, Transfer · Conventional Mortgage
LAND HOME FINANCIAL SVCS INC
Jun 23, 2020Warranty Deed, Transfer · Conventional Mortgage
MERCHANTS BANK
Jun 23, 2020Warranty Deed, Transfer · Conventional Mortgage
MERCHANTS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2022 · Amount on Record
Deed SaleApr 5, 2022 · Amount on Record
Prior SaleJun 23, 2020 · Amount on Record
Deed Document Number1791625
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateApr 5, 2022
Property Address323 4TH AVE S, ONALASKA, WI 54650-2923
Document Number0001791625
Map ReferenceDOC 1023129 PG 854
Instrument DateApr 1, 2022
Instrument1791625
Transaction TypeTransfer
Record UpdatedFeb 17, 2026
Title CompanyUNKNOWN, NEW CASTLE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001791626
DateApr 5, 2022
Instrument1791626
Lender
NameLAND HOME FINANCIAL SVCS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052
Interest
Rate TypeFixed Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateJun 23, 2020
Property Address323 4TH AVE S, ONALASKA, WI 54650-2923
Document Number0001748658
Map ReferenceVOL 843 PG 854
Instrument DateJun 19, 2020
Instrument1748658
Transaction TypeTransfer
Record UpdatedSep 8, 2022
Title CompanyNEW CUSTOM TITLE, NEW CASTLE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$466.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001748659
DateJun 23, 2020
Instrument1748659
Lender
NameMERCHANTS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateJun 23, 2020
Property Address323 4TH AVE S, ONALASKA, WI 54650-2923
Document Number1748658
Map ReferenceVOL 843 PG 854
Instrument DateJun 19, 2020
Instrument1748658
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyNEW CASTLE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$466.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number1748659
DateJun 23, 2020
Instrument1748659
Lender
NameMERCHANTS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,942.00 (+8.32%) Homeowner's exemption$233,100 (+44.87%) Land $36,600 Building $196,500$235,800 (+46.55%)
2023$2,716.00$160,900 Land $26,100 Building $134,800$160,900 Land $26,100 Building $134,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1997–2004)
Most Recent ClaimAug 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 88% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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