323 3rd St, Chester, IL 62233 Property Records

Randolph County property record for 323 3rd St, Chester, IL 62233

Property Summary

Property Type	Single Family Home
Lot Size	0.835 acres (36,380 sqft)
Owner	Individual Name on Record
Last Sale	$51,000 (Aug 2018)
Tax Bill	$902 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-002-005-50`

Property Details

APN / Parcel Number

Primary APN	`18-002-005-50`

Exterior

Lot Area	36,380 sqft (0.835 acres)

Location & Zoning

Street Address	323 3RD ST
City	CHESTER
State	IL
Zip	62233-1959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	193/184 257/208 341/40 394/416 2018R02675 2018R02676 LOTS 46 47 48 SMITH'S SURVEY CITY OF CHESTER
Legal Lot Number	46-48
Jurisdiction	RANDOLPH IL
Township / Civil Division	CHESTER
Census Block Group	4
Census Block	4010
Census Tract	951300

Owner

Source: Randolph County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 3RD ST, CHESTER, IL 62233-1959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit CHESTER NATIONAL BANK
Aug 28, 2018	Warranty Deed, Transfer · Conventional Mortgage CHESTER NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2018 · Amount on Record
Deed Sale	Aug 28, 2018 · Amount on Record
Deed Document Number	20182676
Prior Transfer Date	Aug 21, 2018
Prior Transfer Doc	2018R02676
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	323 3RD ST, CHESTER, IL 62233-1959
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R03607
Date	Nov 21, 2022
Instrument	2022R03607

Lender

Name	CHESTER NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2032

Interest

Rate Type	Fixed Rate
Rate	5.75%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Aug 28, 2018
Property Address	323 3RD ST, CHESTER, IL 62233-1959
Document Number	2018R02676
Map Reference	BK341 PG40 PBA
Instrument Date	Aug 21, 2018
Instrument	2018R02676
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 3RD ST, CHESTER, IL 62233-1959

Mortgage

Document Number	2018R02677
Date	Aug 28, 2018
Instrument	2018R02677

Lender

Name	CHESTER NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chester City
County	Randolph County
Unified School District	Chester Community Unit School District 139 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$902.00 (+10.27%) Homeowner's exemption	$18,855 (+6.83%) Land $1,905 Building $16,950	$56,565 (+6.83%) Land $5,715 Building $50,850
2024	$818.00 (+23.19%) Homeowner's exemption	$17,650 (+14.2%) Land $1,785 Building $15,865	$52,950 (+14.2%) Land $5,355 Building $47,595
2022	$664.00 Homeowner's exemption	$15,455 Land $1,565 Building $13,890	$46,365 Land $4,695 Building $41,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER serves 8,407 people · EPA ID IL1570100
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St

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