323 2nd St S, Cascade, MT 59421 Property Records

Cascade County property record for 323 2nd St S, Cascade, MT 59421

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,530 sqft · built 1955
Lot Size0.18 acres (7,884 sqft)
Owner2 Individual Names on Record
Tax Bill$1,862 (2025)
Deeds & MortgagesJul 2021 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR0242233

Property Details

APN / Parcel Number

Primary APNR0242233
Alternative APNs
  • 02-2774-35-3-06-06-0000
  • 0003101500
  • 03101500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,530 sqft Living Area
Gross Area2,414 sqft
1st Floor Area1,530 sqft
Basement Area884 sqft
Finished Basement884 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,884 sqft (0.18 acres)
Lot Dimensions125 ft deep x 63 ft wide
Garage TypeDetached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area224 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0003101500
Old Parcel Number03101500
Street Address323 2ND ST S
CityCASCADE
StateMT
Zip59421-5403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRVIEW ADDN (CASCADE), S35, T18 N, R01 W, BLOCK 012, LOT 010, S2 LT 10 AND ALL LTS 11-12
Legal Range01W
Legal Township18N
Legal Section35
Legal QuarterSW
Legal SubdivisionCASCADE
Legal Block12
Legal Lot Number10-12 12
JurisdictionCASCADE MT
Township / Civil DivisionCASCADE
Census Block Group1
Census Block1022
Census Tract10400

Owner

Source: Cascade County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 483, CASCADE, MT 59421-0483
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
PLANET HOME LENDING LLC
Mar 6, 2020Grant Deed, Transfer
STOCKMAN BK/MT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2020
Deed SaleMar 6, 2020
Prior SaleAug 30, 2010
Deed Document NumberR0384582
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASCADE MT
Property Address323 2ND ST S, CASCADE, MT 59421-5403
Transaction TypeMortgage
Record UpdatedJul 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00R0413753
DateJul 13, 2021
InstrumentR0413753
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCASCADE MT
Recording DateMar 6, 2020
Property Address323 2ND ST S, CASCADE, MT 59421-5403
Document Number0000384582
Instrument DateMar 3, 2020
Instrument384582
Transaction TypeTransfer
Record UpdatedMar 20, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 483 CASCADE MT 594210483, CASCADE, MT 59421-0483

Mortgage

Document Number384583
DateMar 6, 2020
Instrument384583
Lender
NameSTOCKMAN BK/MT
TypeBank
AddressMILES CITY, MT 59301
Agreement
AmountAmount Recorded
Term360 Months
DueMar 5, 2050

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of December 31, 2024

Property Jurisdictions

TypeName
StateMontana
CountyCascade County
MunicipalityCascade Town
Elementary School DistrictCascade Elementary School District (PK - 08)
Secondary School DistrictCascade High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,862.00 (-16.05%)$334,400 (+21.42%)$334,400 (+21.42%) Land $51,788 Building $282,612
2023$2,218.00$275,400$275,400 Land $36,506 Building $238,894

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 86% of Montana
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CASCADE
serves 650 people · EPA ID MT0000171
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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