323 2nd St E, Columbia Falls, MT 59912 Property Records

Flathead County property record for 323 2nd St E, Columbia Falls, MT 59912

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 897 sqft · built 1948
Lot Size	0.072 acres (3,136 sqft)
Owner	Individual Name on Record
Last Sale	$385,700 (Jun 2025)
Tax Bill	$4,081 (2026)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0794232`

Property Details

APN / Parcel Number

Primary APN	`R0794232`
Alternative APNs	`07-4186-08-4-11-15-0000` `0000974414`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	897 sqft Living Area
1st Floor Area	897 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	3,136 sqft (0.072 acres)
Lot Dimensions	50 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000974414
Street Address	323 2ND ST E
City	COLUMBIA FALLS
State	MT
Zip	59912-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	COLUMBIA FALLS, S08, T30 N, R20 W, BLOCK 1, LOT 10, W2, ASSR #0000974414
Legal Range	20W
Legal Township	30N
Legal Section	08
Legal Subdivision	COLUMBIA FALLS
Legal Block	1
Legal Lot Number	10
Jurisdiction	FLATHEAD MT
Township / Civil Division	COLUMBIA FALLS
Census Block Group	1
Census Block	1030
Census Tract	203

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 2ND ST E, COLUMBIA FALLS, MT 59912-3316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Apr 14, 2023 · Amount on Record
Deed Document Number	202512037
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 14, 2023
Property Address	323 2ND ST E, COLUMBIA FALLS, MT 59912-3316
Document Number	202300005518
Instrument Date	Apr 14, 2023
Instrument	202300005518
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	323 2ND ST E, COLUMBIA FALLS, MT 59912-3316

Mortgage

Document Number	202300005519
Date	Apr 14, 2023
Instrument	202300005519

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Columbia Falls City
Elementary School District	Columbia Falls Elementary School District (PK - 08)
Secondary School District	Columbia Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,081.00 (+49.32%)	$358,000 (+27.58%)
2025			$358,000 (+27.58%) Land $139,205 Building $218,795
2023	$2,733.00	$280,600	$280,600 Land $73,348 Building $207,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1997–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2023 · other causes
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 75% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA FALLS serves 4,450 people · EPA ID MT0000181
Water Source	Groundwater
Last State Inspection	May 2026
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MontanaSky Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20