323 2nd St, Cornelia, GA 30531 Property Records

Habersham County property record for 323 2nd St, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 870 sqft · built 1907
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Company Names on File
Tax Bill	$1,319 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114C046`

Property Details

APN / Parcel Number

Primary APN	`114C046`
Alternative APNs	`680505` `408431`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	870 sqft Heated Area
Gross Area	1,060 sqft
1st Floor Area	870 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1967
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	165 sqft
Deck Area	25 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	408431
Street Address	323 2ND ST
City	CORNELIA
State	GA
Zip	30531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S 1/2 LT-5 BLK 7 1371-967
Legal Block	7
Legal Lot Number	5
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2027
Census Tract	501

Owner

Source: Habersham County assessment roll, as of September 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1407 TANGIER WAY, SARASOTA, FL 34239-5832
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2024
Deed Sale	Jul 24, 2024
Prior Sale	Apr 20, 2020 · Amount on Record
Deed Book / Page	1371 / 967
Prior Transfer Date	Jul 14, 2024
Prior Transfer Doc	001371/967
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Apr 20, 2020
Property Address	323 2ND ST, CORNELIA, GA 30531
Document Number	01218/1019
Book / Page	1218 / 1019
Instrument Date	Apr 20, 2020
Instrument	2020-000823
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 2ND ST, CORNELIA, GA 30531

Mortgage

Document Number	0000001218/0000001021
Date	Apr 29, 2020
Book Page	0000001218/0000001021

Lender

Name	CLEMMONS MONTOYA

Agreement

Amount	Amount Recorded
Term	72 Months
Due	Jan 1, 2026

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 8, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,319.00 (+136.38%)	$39,211 (+82.14%) Land $2,083 Building $37,128	$98,028 (+82.14%) Land $5,208 Building $92,820
2023	$558.00 (+18.98%)	$21,528 (+18.99%) Land $2,124 Building $19,404	$53,820 (+18.99%) Land $5,310 Building $48,510
2022	$469.00	$18,092 Land $1,276 Building $16,816	$45,230 Land $3,190 Building $42,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Habersham Electric Membership Fiber	1,000 / 1,000
Uniti Group Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Point Broadband Fiber Holding.

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