St. Joseph County property record for 323 2nd Ave, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,800 sqft |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,000,000 (Jun 2022) |
| Tax Bill | $6,492 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Feb 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-499-033-00 |
| Primary APN | 051-499-033-00 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,800 sqft Building Perimeter |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 760 sqft |
| Unfinished Basement | 760 sqft |
| Lot Area | 10,454 sqft (0.24 acres) |
|---|---|
| Lot Dimensions | 130 ft deep x 80 ft wide |
| Garage Area | 400 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 323 2ND AVE |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | BEG AT PT 23 1/2 RDS E OF 1/2 1/4 POST WHICH IS 20.04 CHS S OF W 1/4 POST OF SEC. 17 T6S R11W TH E 5 RDS TH S 8 RDS TH W 5 RD |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 17 |
| Legal Subdivision | CITY OF THREE RIVERS |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 40400 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2186 E CENTRE AVE, PORTAGE, MI 49002-4420 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 19, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MERCANTILE BANK |
| Feb 13, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jun 14, 2022 | Warranty Deed, Transfer |
| Oct 6, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on Record |
| Deed Sale | Jun 14, 2022 · Amount on Record |
| Deed Document Number | 20225519 |
| Last Transfer Date | Dec 31, 2022 |
| Transfer Doc | 2023000952 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 323 2ND AVE, THREE RIVERS, MI 49093-1103 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023004490 |
|---|---|
| Date | Jun 19, 2023 |
| Instrument | 2023004490 |
| Name | MERCANTILE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 13, 2023 |
| Property Address | 323 2ND AVE, THREE RIVERS, MI 49093-1103 |
| Document Number | 2023000952 |
| Instrument Date | Dec 31, 2022 |
| Instrument | 2023000952 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2186 E CENTRE AVE, PORTAGE, MI 49002-4420 |
| Name | Verified Name |
|---|---|
| Address | 2186 E CENTRE AVE, PORTAGE, MI 49002-4420 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 14, 2022 |
| Property Address | 323 2ND AVE, THREE RIVERS, MI 49093-1103 |
| Document Number | 2022005519 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 2022005519 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 WEST AVENUE, CERESCO, MI 49033 |
| Name | Verified Name |
|---|---|
| Address | 2186 EAST CENTRE AVENUE, BENTON HARBOR, MI 49022 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 6, 2020 |
| Property Address | 323 2ND AVE, THREE RIVERS, MI 49093-1103 |
| Document Number | 2020006296 |
| Instrument Date | Oct 6, 2020 |
| Instrument | 2020006296 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 W MAIN ST, CENTREVILLE, MI 49032-9623 |
| Name | Verified Name |
|---|---|
| Address | 333 W MICHIGAN AVE, THREE RIVERS, MI 49093-2124 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,200 Land $7,400 Building $121,800 | $258,400 Land $14,800 Building $243,600 | |
| 2025 | $6,492.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1989–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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