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32296 Duncan Ter, Valley Center, CA 92082 Property Records

San Diego County property record for 32296 Duncan Ter, Valley Center, CA 92082

Property Summary

Property TypeResidential Vacant Land
Details4 bd · 3 ba · built 1979
Lot Size3.46 acres (150,718 sqft)
Owner2 Individual Names on File
Last Sale$43,500 (Feb 2017)
Tax Bill$676 (2025)
Deeds & MortgagesOct 2025 Mortgage
Feb 2017 Sale
Flood ZoneZone X (minimal risk)
APN130-150-40-00

Property Details

APN / Parcel Number

Primary APN130-150-40-00
Alternative APN
  • 1301503800

Interior

Bedrooms4 Beds
Full Baths3 Baths

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area150,718 sqft

Location & Zoning

Old Parcel Number1301503800
Street Address32296 DUNCAN TER
CityVALLEY CENTER
StateCA
Zip92082-3909
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeA70
Legal DescriptionPAR 4 PAR B OF DOC07-698779 IN PAR 3&IN TR PM04365
Legal Tract1004365
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group2
Census Block2010
Census Tract19109

Owner

32296 Duncan Ter, residential vacant land, is owned and occupied by two individuals who acquired it in October 2025.

Source: San Diego County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address32296 DUNCAN TER, VALLEY CENTER, CA 92082-3909
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
CALCON MUTUAL MORTGAGE LLC
Feb 17, 2017Grant Deed, Subdivision Related Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2017 · Amount on File
Deed SaleFeb 17, 2017 · Amount on File
Prior SaleOct 9, 2015 · Amount on File
Deed Document Number201780568
Last Transfer DateOct 6, 2025
Transfer Doc0000278995
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 7, 2025
Property Address32296 DUNCAN TER, VALLEY CENTER, CA 92082-3909
Document Number0000278995
Map ReferenceDOC 2007-0698779
Instrument DateOct 6, 2025
Instrument2025-0278995
Transaction TypeTransfer
Record UpdatedOct 17, 2025
Title CompanyWFG NATIONAL TITLE COMPANY/CA, WFG NATL TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address32296 DUNCAN TER, VALLEY CENTER, CA 92082-3909

Mortgage

Document Number0000278996
DateOct 7, 2025
Instrument2025-0278996
Lender
NameCALCON MUTUAL MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term373 Months
DueNov 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateNov 1, 2031
Change Frequency6 Months
Min Rate At Change6.5%
Max Rate At Change8.5%
IndexSOFR Average 30-Day
Max Rate11.5%

February 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 17, 2017
Property Address32296 DUNCAN TER, VALLEY CENTER, CA 92082-3909
Document Number0000080568
Instrument DateFeb 15, 2017
Instrument80568
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 4, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
Tax$47.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32696 COLE GRADE RD VALLEY CENTER CA 920823900, VALLEY CENTER, CA 92082-3900

Tax Assessment & Valuation

The 2025 property tax bill for 32296 Duncan Ter was $676.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictValley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$51,491 (+2%) Land $51,491
2025$676.00$50,482 Land $50,482
2023$651.00 (+1.56%)$48,523 Land $48,523
2022$641.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 32296 Duncan Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32296 Duncan Ter is high, ranking above 86% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 66% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLEY CENTER MWD
serves 30,166 people · EPA ID CA3710026
Water SourcePurchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State InspectionApr 2021
Lead4 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless		500 / 100
T-Mobile
Fixed Wireless		25 / 3

May also be available: AT&T, Mediacom Xtream, Verizon.

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