3229 Villa Way Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3229 Villa Way Cir, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,041 sqft · built 1994
Lot Size	0.033 acres (1,437 sqft)
Owner	2 Trust Names on File
Last Sale	$86,000 (Apr 2004)
Tax Bill	$267 (2025)
Deeds & Mortgages	Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0574-0001-0260`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0574-0001-0260`
Alternative APNs	`263016057400010260` `85329`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,041 sqft Living Area
Gross Area	1,122 sqft
1st Floor Area	1,041 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,437 sqft (0.033 acres)
Lot Dimensions	45 ft deep x 32 ft wide
Porch	Unfinished Vinyl Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3229 VILLA WAY CIR
City	SAINT CLOUD
State	FL
Zip	34769-6512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	CANOE CREEK VILLAS PB 8 PG 26 LOT 26
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK VILLAS
Legal Tract	574
Legal Block	260
Legal Lot Number	26
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3020
Census Tract	43208

Owner

3229 Villa Way Cir is owner-occupied and held in a trust since June 2020.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Trust Names on File
Mailing Address	3229 VILLA WAY CIR, SAINT CLOUD, FL 34769-6512
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2004 · Amount on File
Deed Sale	Apr 5, 2004 · Amount on File
Deed Document Number	200465037
Deed Book / Page	2478 / 2055
Last Transfer Date	Jun 30, 2020
Transfer Doc	0057462298
Record Updated	Jun 8, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 30, 2020
Property Address	3229 VILLA WAY CIR, SAINT CLOUD, FL 34769-6512
Document Number	0057462298
Book / Page	005746 / 002298
Instrument Date	Jun 30, 2020
Instrument	84452
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3229 VILLA WAY CIR ST CLOUD FL 347696512, ST CLOUD, FL 34769-6512

Tax Assessment & Valuation

The 2025 property tax bill for 3229 Villa Way Cir was $267 with exemptions applied, up 3.5% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$267.00 (+3.49%) Homeowner's exemption Senior Citizen's exemption	$54,628	$187,700 Land $30,000 Building $157,700
2024	$258.00 (+1.57%)
2023	$254.00 (+3.25%) Homeowner's exemption Senior Citizen's exemption	$51,543 (+3%)	$193,900 (+23.11%) Land $14,900 Building $179,000
2022	$246.00 Homeowner's exemption Senior Citizen's exemption	$50,042	$157,500 Land $14,900 Building $142,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3229 Villa Way Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3229 Villa Way Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100