Lancaster County property record for 3229 Split Rail Ln, Lancaster, SC 29720 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,976 sqft Living Area |
| Lot Size | 11,265 sqft (0.258 acres) |
| Garage | 688 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $384,884 (2020) |
| Tax Bill | $2,848.00 (2025) |
| Primary APN | 0014O-0A-218.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,976 sqft Living Area |
| Gross Area | 2,390 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,265 sqft (0.258 acres) |
| Garage Area | 688 sqft Garage |
| Patio Area | 329 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 45 sqft Porch |
| Account Number | 97229 |
|---|---|
| Street Address | 3229 SPLIT RAIL LN |
| City | LANCASTER |
| State | SC |
| Zip | 29720-0278 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BENT CREEK PHASE 2 |
| Legal Subdivision | REVISED FINAL PLAT BENT CREEK PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 218 |
| Legal Lot Number | 218 |
| Jurisdiction | LANCASTER SC |
| Minor Civil Division | VAN WYCK |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 11210 |
Source: Lancaster County records · APN 0014O-0A-218.00
Assessment roll updated March 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3229 SPLIT RAIL LN, LANCASTER, SC 29720-0278 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 14, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 07, 2020 | Grant Deed, Subdivision Related Transfer STATE EMPS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2020 · Amount on Record |
| Deed Sale | Oct 07, 2020 · Amount on Record |
| Deed Doc Number | 202017390 |
| Deed Book / Page | 1371 / 54 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 3229 SPLIT RAIL LN, LANCASTER, SC 29720-0278 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3229 SPLIT RAIL LN, LANCASTER, SC 29720-0278 |
| Document Number | 0000017655 |
|---|---|
| Date | Dec 31, 2025 |
| Book Page | 5494/201 |
| Instrument | 2025017655 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 5-Year CMT |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 3229 SPLIT RAIL LN, LANCASTER, SC 29720-0278 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000015530 |
|---|---|
| Date | Dec 14, 2023 |
| Book Page | 5064/78 |
| Instrument | 2023015530 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Oct 07, 2020 |
| Property Address | 3229 SPLIT RAIL LN, LANCASTER, SC 29720-0278 |
| Document Number | 0000017380 |
| Book / Page | 001371 / 000054 |
| Instrument Date | Oct 07, 2020 |
| Instrument | 17380 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3229 SPLIT RAIL LN LANCASTER SC 297200278, LANCASTER, SC 29720-0278 |
| Document Number | 17391 |
|---|---|
| Date | Oct 07, 2020 |
| Book Page | 004153/000066 |
| Instrument | 17391 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 06, 2050 |
Source: Lancaster County records · Assessment roll updated March 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,848.00 (+8.33%) | $17,452 (+15%) Land $3,557 Building $13,895 | $613,300 (+61.65%) Land $125,000 Building $488,300 |
| 2024 | $2,629.00 (+3.91%) | ||
| 2023 | $2,530.00 | $15,176 Land $3,000 Building $12,176 | $379,400 Land $75,000 Building $304,400 |
Source: FEMA National Flood Hazard Layer, Lancaster County (45057C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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