3229 North Ave, Bartow, FL 33830 Property Records

Polk County property record for 3229 North Ave, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1972
Lot Size	0.171 acres (7,431 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jan 2026)
Tax Bill	$1,878 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-14-359710-000490`

Property Details

APN / Parcel Number

Primary APN	`25-29-14-359710-000490`
Alternative APNs	`142925359710000490` `42925000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,431 sqft (0.171 acres)
Lot Dimensions	102 ft deep x 72 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Carport	Carport
Porch	Enclosed/Unfinished Porch
Porch Area	320 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	3229 NORTH AVE
City	BARTOW
State	FL
Zip	33830-9460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	GATE ROAD PARK UNIT NO 2 PB 55 PG 31 LOT 49
Legal Range	25E
Legal Township	29S
Legal Section	14
Legal Subdivision	GATE ROAD PARK UNIT NO 2
Legal Tract	359710
Legal Block	1
Legal Lot Number	49
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1042
Census Tract	14704

Owner

3229 North Ave is owned and occupied by two individuals who bought it in January 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3229 NORTH AVE, BARTOW, FL 33830-9460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on File
Deed Sale	Jan 6, 2026 · Amount on File
Prior Sale	Jul 18, 2025 · Amount on File
Deed Document Number	20262594
Deed Book / Page	13834 / 527
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 6, 2026
Property Address	3229 NORTH AVE, BARTOW, FL 33830-9460
Document Number	0000002594
Book / Page	13834 / 527
Map Reference	MB 55 PG 31
Instrument Date	Dec 30, 2025
Instrument	2026002594
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	EXECUTIVE TITLE, EXECUTIVE TITLE OF FL INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4215 AMBER RIDGE LN, VALRICO, FL 33594-4335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3229 NORTH AVE, BARTOW, FL 33830-9460

Mortgage

Document Number	0013834529
Date	Jan 6, 2026
Instrument	13834/529

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 3229 North Ave was $1,878.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,773 (+3.46%) Land $6,545 Building $141,228	$147,773 (-0.78%) Land $6,545 Building $141,228
2025	$1,878.00	$142,837	$148,931 Land $6,545 Building $142,386
2023	$2,336.00 (+11.5%)	$149,943 (+14.9%) Land $6,181 Building $143,762	$149,943 (+14.9%) Land $6,181 Building $143,762
2022	$2,095.00	$130,501 Land $5,018 Building $125,483	$130,501 Land $5,018 Building $125,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3229 North Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3229 North Ave is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20