3229 Hiwassee Dam Access Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 3229 Hiwassee Dam Access Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 932 sqft · built 1976
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$102,000 (Feb 2022)
Tax Bill	$662 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`454400932357000`

Property Details

APN / Parcel Number

Primary APN	`454400932357000`
Alternative APNs	`48672` `56801`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	932 sqft Heated Area
Gross Area	1,972 sqft
1st Floor Area	932 sqft
Basement Area	476 sqft
Unfinished Basement	476 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	61 ft deep x 290 ft wide
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	56801
Street Address	3229 HIWASSEE DAM ACCESS RD
City	MURPHY
State	NC
Zip	28906-1741
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR SLEEPER 1490/513 1598/948
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2047
Census Tract	930603

Owner

3229 Hiwassee Dam Access Rd, a rural home, is owned by an individual who bought it in February 2022.

Source: Cherokee County records, as of October 10, 2025

Owner of Record	Individual Name on File
Mailing Address	6301 FINE ST, WEEKI WACHEE, FL 34607-1618
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 23, 2022	Warranty Deed, Transfer
Oct 24, 2018	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2022 · Amount on File
Deed Sale	Feb 23, 2022 · Amount on File
Prior Sale	Oct 24, 2018 · Amount on File
Deed Document Number	20221184
Deed Book / Page	1704 / 1231
Prior Transfer Date	May 16, 2014
Prior Transfer Doc	1490/0513
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	3229 HIWASSEE DAM ACCESS RD, MURPHY, NC 28906-1741
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3229 HIWASSEE DAM ACCESS RD, MURPHY, NC 28906-1741

Mortgage

Document Number	01724/1420
Date	Nov 16, 2022
Book Page	1724/1420
Instrument	7287

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 23, 2022
Property Address	3229 HIWASSEE DAM ACCESS RD, MURPHY, NC 28906-1741
Document Number	01704/1231
Book / Page	1704 / 1231
Instrument Date	Feb 17, 2022
Instrument	1184
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Tax	$204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9007 41ST ST E, 9007, PARRISH, FL 34219-2221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3229 HIWASSEE DAM ACCESS RD, MURPHY, NC 28906-1741

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 24, 2018
Property Address	3229 HIWASSEE DAM ACCESS RD, MURPHY, NC 28906-1741
Document Number	01598/0948
Book / Page	01598 / 0948
Instrument Date	Oct 5, 2018
Instrument	05125
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36725 CARAWAY RD, 36725, DENHAM SPRINGS, LA 70706-0432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3229 HIWASSEE DAM ACCESS RD, MURPHY, NC 28906-1741

Mortgage

Document Number	05126
Date	Oct 24, 2018
Instrument	05126

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3229 Hiwassee Dam Access Rd was $662.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$662.00	$81,960	$81,960 Land $3,790 Building $78,170
2023		$80,840	$80,840 Land $3,790 Building $77,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3229 Hiwassee Dam Access Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3229 Hiwassee Dam Access Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

No cell data coverage reported

Nearby Properties on Hiwassee Dam Access Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures