3229 Emerald St, Memphis, TN 38115 Property Records

Shelby County property record for 3229 Emerald St, Memphis, TN 38115

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,920 sqft · built 1966
Lot Size	0.246 acres (10,697 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jul 2022)
Tax Bill	$1,273 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-4073-0-0110`

Property Details

APN / Parcel Number

Primary APN	`07-4073-0-0110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,920 sqft Living Area
1st Floor Area	1,460 sqft
Utility Area	84 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,697 sqft (0.246 acres)
Lot Dimensions	125 ft deep x 84 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	81 sqft
Patio Area	394 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3229 EMERALD ST
City	MEMPHIS
State	TN
Zip	38115-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	FOX MEADOWS
Legal Lot Number	146
Jurisdiction	SHELBY TN
Township / Civil Division	11
Census Block Group	2
Census Block	2003
Census Tract	10820

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3229 EMERALD ST, MEMPHIS, TN 38115-2904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022 · Amount on File
Deed Sale	Jul 13, 2022 · Amount on File
Prior Sale	Oct 1, 1999 · Amount on File
Deed Document Number	202278004
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 13, 2022
Property Address	3229 EMERALD ST, MEMPHIS, TN 38115-2904
Document Number	0022078004
Map Reference	MB 30 PG 11
Instrument Date	Jun 30, 2022
Instrument	22078004
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	EXECUTIVE TTL & CLOSING INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3229 EMERALD ST, MEMPHIS, TN 38115-2904

Mortgage

Document Number	0022078005
Date	Jul 13, 2022
Instrument	22078005

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Mortgage

Document Number	0022078006
Date	Jul 13, 2022
Instrument	22078006

Lender

Name	UNITED HOUSING INC
Type	Non-Lending Institution
Address	MEMPHIS, TN 38118

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,273.00 (-38.02%)	$47,325 (+40.33%) Land $5,375 Building $41,950	$189,300 (+40.33%) Land $21,500 Building $167,800
2023		$33,725 Land $4,800 Building $28,925
2022	$2,054.00
2021			$134,900 Land $19,200 Building $115,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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