Jefferson County property record for 3229 Echo Lake Dr, Byrnes Mill, MO 63025
| Property Type | Single Family Home |
|---|---|
| Details | 1,662 sqft · built 2019 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,534 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Jul 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-5.0-21.0-0-000-031.12 |
| Primary APN | 03-5.0-21.0-0-000-031.12 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,662 sqft Living Area |
| Gross Area | 2,190 sqft |
| 1st Floor Area | 1,662 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Heating System | HVAC |
|---|
| Street Address | 3229 ECHO LAKE DR |
|---|---|
| City | BYRNES MILL |
| State | MO |
| Zip | 63025-3017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ECHO LAKE LOT 12 |
| Legal Range | 4E |
| Legal Township | 43N |
| Legal Section | 21 |
| Legal Subdivision | ECHO LAKE |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | HIGH RIDGE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 700302 |
3229 Echo Lake Dr is owned and occupied by two individuals who acquired it in June 2018.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3229 ECHO LAKE DR, BYRNES MILL, MO 63025-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL SVGS BK |
| Jul 19, 2018 | Trustee's Deed, Construction Loan · Line of Credit ROCKWOOD BK |
| Jun 26, 2018 | Warranty Deed, Transfer US TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2018 |
| Deed Sale | Jun 26, 2018 |
| Deed Document Number | 201819053 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3229 ECHO LAKE DR, BYRNES MILL, MO 63025-3017 |
| Document Number | 0000007873 |
| Instrument Date | Mar 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3229 ECHO LAKE DR BYRNES MILL MO 630253017, BYRNES MILL, MO 63025-3017 |
| Document Number | 0000007873 |
|---|---|
| Date | Mar 25, 2019 |
| Instrument | 7873 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jul 19, 2018 |
| Property Address | 3229 ECHO LAKE DR, BYRNES MILL, MO 63025-3017 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 21771 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 14, 2019 |
| Title Company | HILLSBOROUGH TITLE INC, HTC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2803 ELK PEAK CT ST LOUIS MO 631295706, ST LOUIS, MO 63129-5706 |
| Document Number | 0000021771 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 21771 |
| Name | ROCKWOOD BK |
|---|---|
| Type | Bank |
| Address | FENTON, MO 63026 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 18, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 26, 2018 |
| Property Address | 3229 ECHO LAKE DR, BYRNES MILL, MO 63025-3017 |
| Document Number | 0000019053 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 19053 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | US TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2803 ELK PEAK CT ST LOUIS MO 631295706, ST LOUIS, MO 63129-5706 |
The 2025 property tax bill for 3229 Echo Lake Dr was $3,534, up 7.8% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Byrnes Mill City |
| Unified School District | Northwest R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,200 (-) Land $7,700 Building $41,500 | $259,000 (-) Land $40,700 Building $218,300 | |
| 2025 | $3,534.00 (+7.78%) | $49,200 Land $7,700 Building $41,500 | $259,000 (-) Land $40,700 Building $218,300 |
| 2024 | $3,279.00 (+0.55%) | $259,000 (+8.92%) Land $40,700 Building $218,300 | |
| 2023 | $3,261.00 | $45,100 Land $7,700 Building $37,400 | $237,800 Land $40,700 Building $197,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3229 Echo Lake Dr in Zone X, an area of minimal flood risk, though there have been 414 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 414 (1979–2020) |
| Claims Outside the SFHA | 25 of 414 |
| Most Recent Claim | Aug 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3229 Echo Lake Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 6 serves 7,500 people · EPA ID MO6024298 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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