3229 Cragun Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3229 Cragun Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,258 sqft · built 1990
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Jun 2018)
Tax Bill	$7,911 (2025)
Deeds & Mortgages	Mar 2023 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-901-90009032`

Property Details

APN / Parcel Number

Primary APN	`01-901-90009032`
Alternative APNs	`1-901-90009032` `90190009032`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,258 sqft Living Area
Gross Area	3,830 sqft
1st Floor Area	1,772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	51,401 sqft
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	321 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	90190009032
Street Address	3229 CRAGUN RD
City	EDGEWATER
State	MD
Zip	21037-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 44 PL 6 WITHERNSEA
Legal Subdivision	WITHERNSEA
Legal Block	1
Legal Lot Number	44
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1005
Census Tract	701101

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3229 CRAGUN RD, EDGEWATER, MD 21037-2626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Intrafamily Transfer, Transfer
Apr 3, 2021	Deed of Trust, Mortgage · VA Mortgage HOME SAVINGS & TRUST MORTGAGE
Aug 28, 2019	Deed of Trust, Mortgage · VA Mortgage HOME SAVINGS & TRUST MORTGAGE
Jun 5, 2018	Deed, Transfer · VA Mortgage HOME SAVINGS & TRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Jan 25, 1978 · Amount on Record
Deed Book / Page	32168 / 469
Last Transfer Date	Feb 23, 2023
Transfer Doc	0394940126
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 6, 2023
Property Address	3229 CRAGUN RD, EDGEWATER, MD 21037-2626
Document Number	0394940126
Book / Page	39494 / 126
Map Reference	MB 63 FO 2
Instrument Date	Feb 23, 2023
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3229 CRAGUN RD, EDGEWATER, MD 21037-2626

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3229 CRAGUN RD, EDGEWATER, MD 21037-2626
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETMNTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3229 CRAGUN RD, EDGEWATER, MD 21037-2626

Mortgage

Document Number	0364710481
Date	Apr 3, 2021
Book Page	36471/481

Lender

Name	HOME SAVINGS & TRUST MORTGAGE
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3229 CRAGUN RD, EDGEWATER, MD 21037-2626
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	CHAMPION TTL & SETMNTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0335050224
Date	Aug 28, 2019
Book Page	33505/224

Lender

Name	HOME SAVINGS & TRUST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 5, 2018
Property Address	3229 CRAGUN RD, EDGEWATER, MD 21037-2626
Document Number	0321680469
Book / Page	32168 / 469
Map Reference	MB63 FO2
Instrument Date	May 10, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CERTIFIELD TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3229 CRAGUN RD, EDGEWATER, MD 21037-2626

Mortgage

Document Number	0032168478
Date	Jun 5, 2018
Instrument	32168/478

Lender

Name	HOME SAVINGS & TRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$698,000 (+3.75%) Land $256,800 Building $441,200	$698,000 (-) Land $256,800 Building $441,200
2025	$7,911.00 (+3.37%)	$672,800 (+8.1%)	$698,000 (+12.15%) Land $256,800 Building $441,200
2024	$7,653.00 (+12.61%)
2023	$6,796.00	$622,400 Land $256,800 Building $365,600	$622,400 Land $256,800 Building $365,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1999–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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