3229 7th St, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 3229 7th St, Eau Claire, WI 54703

Property Summary

Property Type	Bungalow
Details	1 bd · 2 ba · 1,327 sqft · built 1926
Lot Size	0.182 acres (7,919 sqft)
Owner	Individual Name on File
Last Sale	$194,600 (Aug 2024)
Tax Bill	$3,107 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-0822-000`

Property Details

APN / Parcel Number

Primary APN	`14-0822-000`
Alternative APNs	`18221-2-270907-003-0012` `221140822000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,327 sqft Living Area
Basement Area	1,320 sqft
Finished Basement	780 sqft
Unfinished Basement	270 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Exterior Material	Metal
Foundation Type	Block
Lot Area	7,919 sqft (0.182 acres)
Lot Dimensions	165 ft deep x 48 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3229 7TH ST
City	EAU CLAIRE
State	WI
Zip	54703-1543
Property Category	Residential
Property Type	Residential > Single Family > Bungalow
Local Zoning Code	R2
Legal Description	BEG AT A PT 231 FT S OF THE NW COR OF SAID GOV LOT 3 THC E AT R/A TO W LN OF GOV LOT 3 198 FT THC S PRLL TO SAID W LN 48 FT T
Legal Range	09W
Legal Township	27N
Legal Section	07
Legal Lot Number	3
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	1
Census Block	1006
Census Tract	1402

Owner

3229 7th St, a bungalow, is owned and occupied by an individual who bought it in August 2024.

Source: Eau Claire County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3229 7TH ST, EAU CLAIRE, WI 54703-1543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage CHARTER BANK
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHARTER BANK
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHARTER BANK
Sep 8, 2017	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2024 · Amount on File
Deed Sale	Aug 8, 2024 · Amount on File
Deed Document Number	20241257508
Prior Transfer Date	Jul 30, 2024
Prior Transfer Doc	0001257508
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	3229 7TH ST, EAU CLAIRE, WI 54703-1543
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001223074
Date	Nov 12, 2021
Instrument	1223074

Lender

Name	CHARTER BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 15, 2026

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	3229 7TH ST, EAU CLAIRE, WI 54703-1543
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001229407
Date	Mar 30, 2022
Instrument	1229407

Lender

Name	CHARTER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	3229 7TH ST, EAU CLAIRE, WI 54703-1543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001188961
Date	Apr 1, 2020
Instrument	1188961

Lender

Name	CHARTER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2021

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	3229 7TH ST, EAU CLAIRE, WI 54703-1543
Document Number	0001152158
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3229 7TH ST EAU CLAIRE WI 547031543, EAU CLAIRE, WI 54703-1543

Mortgage

Document Number	0001152158
Date	Oct 4, 2017
Instrument	1152158

Lender

Name	ASSOCIATED BK NA
Address	EAU CLAIRE, WI 54703

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3229 7th St was $3,107 with a homeowner's exemption.

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,107.00	$164,500 Land $17,700 Building $146,800	$215,200
2023		$164,500 Land $17,700 Building $146,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3229 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3229 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: TDS Telecom.

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