3229 5 Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3229 5 Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,014 sqft · built 1994
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,128 (2025)
Deeds & Mortgages	Nov 2018 Loan Modification Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-2-001-021.34`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-2-001-021.34`

Interior

Full Baths	2 Baths
Building Area	1,014 sqft Living Area
Gross Area	1,534 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Level
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	520 sqft

Exterior Amenities

Porch	Stoop
Porch Area	28 sqft
Deck Area	Deck Area
Patio Area	506 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3229 5 OAKS DR
City	ARNOLD
State	MO
Zip	63010-3886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	FIVE OAKS LOT 34
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	FIVE OAKS
Legal Block	1
Legal Lot Number	34
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1003
Census Tract	700116

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3229 5 OAKS DR, ARNOLD, MO 63010-3886
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2018	Loan Modification, Mortgage WELLS FARGO BK
Nov 2, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2024
Deed Sale	Sep 19, 2024
Prior Sale	Aug 3, 2004 · Amount on Record
Deed Document Number	202423422
Prior Transfer Date	Jul 13, 2004
Prior Transfer Doc	0000044935
Record Updated	Oct 29, 2026

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	3229 5 OAKS DR, ARNOLD, MO 63010-3886
Document Number	0000037771
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3229 5 OAKS DR ARNOLD MO 630103886, ARNOLD, MO 63010-3886

Mortgage

Document Number	0000037771
Date	Dec 14, 2018
Instrument	37771

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3229 5 OAKS DR, ARNOLD, MO 63010-3886
Document Number	0000036230
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3229 5 OAKS DR ARNOLD MO 630103886, ARNOLD, MO 63010-3886

Mortgage

Document Number	0000036230
Date	Nov 30, 2018
Instrument	36230

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,800 (-) Land $4,800 Building $26,000	$162,300 (-) Land $25,300 Building $137,000
2025	$2,128.00 (+5.66%)	$30,800 (+8.45%) Land $4,800 Building $26,000	$162,300 (-) Land $25,300 Building $137,000
2024			$162,300 (+8.56%) Land $25,300 Building $137,000
2023	$2,014.00	$28,400 Land $4,800 Building $23,600	$149,500 Land $25,300 Building $124,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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