Pasco County property record for 32289 Conchshell Sail St, Wesley Chapel, FL 33545
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,018 sqft · built 2023 |
| Lot Size | 0.17 acres (7,385 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $529,990 (Jun 2023) |
| Tax Bill | $11,274 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-25-20-0050-03800-0030 |
| Primary APN | 23-25-20-0050-03800-0030 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,018 sqft Living Area |
| Gross Area | 3,640 sqft |
| 1st Floor Area | 2,828 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,385 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 622 sqft |
| Driveway | Driveway |
| Driveway Area | 1,039 sqft |
| Porch | Florida Room |
| Porch Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 32289 CONCHSHELL SAIL ST |
|---|---|
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33545-4958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | EPPERSON NORTH VILLAGE A-1 A-2 A-3 A-4A & A-5 PB 87 PG 133 BLOCK 38 LOT 3 |
| Legal Subdivision | EPPERSON NORTH VILLAGE |
| Legal Tract | 50 |
| Legal Block | 38 |
| Legal Lot Number | 3 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 32103 |
Source: Pasco County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32289 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 26, 2023 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Sep 13, 2022 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2023 · Amount on Record |
| Deed Sale | Jun 26, 2023 · Amount on Record |
| Deed Document Number | 2023113676 |
| Deed Book / Page | 10841 / 3344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jun 26, 2023 |
| Property Address | 32289 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4958 |
| Document Number | 0108413344 |
| Book / Page | 10841 / 3344 |
| Map Reference | MB 87 PG 133-145 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 2023113676 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3501 RIGA BLVD # 100, 100, TAMPA, FL 33619-1333 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 32289 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4958 |
| Document Number | 0108413345 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 10841/3345 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 13, 2022 |
| Property Address | 32289 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4958 |
| Document Number | 0106891443 |
| Book / Page | 10689 / 1443 |
| Instrument Date | Sep 7, 2022 |
| Instrument | 2022200846 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2502 N ROCKY POINT DR STE 1050, 1050, TAMPA, FL 33607-5995 |
| Name | Verified Name |
|---|---|
| Address | 3501 RIGA BLVD STE 100, 100, TAMPA, FL 33619-1333 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $504,886 (-0.21%) Land $102,282 Building $402,604 | $504,886 (-0.21%) Land $102,282 Building $402,604 | |
| 2025 | $11,274.00 (+4.71%) Homeowner's exemption | $505,943 (+588.54%) Land $102,282 Building $403,661 | $505,943 (+588.54%) Land $102,282 Building $403,661 |
| 2024 | $10,767.00 (+169.18%) | ||
| 2023 | $4,000.00 (+31.1%) | $73,481 (+15%) Land $73,481 | $73,481 (+15%) Land $73,481 |
| 2022 | $3,051.00 | $29,392 | $29,392 Land $29,392 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 288 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 288 in force |
| Nearby Flood Claims | 5 (2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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