El Paso County property record for 3228 Waterfront Dr, Monument, CO 80132 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2016 |
| Square Footage | 3,691 sqft Living Area |
| Lot Size | 10,253 sqft (0.235 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,015,000 (2023) |
| Tax Bill | $5,665.00 (2025) |
| Primary APN | 71273-03-030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,691 sqft Living Area |
| Gross Area | 4,865 sqft Gross Area |
| 1st Floor | 1,533 sqft 1st Floor |
| Upper Floors | 970 sqft Upper Floors |
| Basement Area | 1,533 sqft Basement |
| Finished Basement | 1,188 sqft Finished |
| Unfinished Basement | 345 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Elevator | Elevator |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,253 sqft (0.235 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 687 sqft Garage |
| Patio Area | 335 sqft Patio |
| Porch Area | 142 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | R7127303030 |
|---|---|
| Street Address | 3228 WATERFRONT DR |
| City | MONUMENT |
| State | CO |
| Zip | 80132-7981 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 76 FOREST LAKES FIL NO 3 |
| Legal Subdivision | FOREST LAKES FIL NO 3 |
| Legal Lot Number | 76 |
| Jurisdiction | EL PASO CO |
| Minor Civil Division | MONUMENT |
| Census Blockgroup | 2 |
| Census Block | 2057 |
| Census Tract | 3712 |
Source: El Paso County records · APN 71273-03-030
Assessment roll updated June 1, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3228 WATERFRONT DR, MONUMENT, CO 80132-7981 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 17, 2021 | Deed of Trust, Mortgage · Line of Credit ENT CU |
| Mar 28, 2022 | Deed of Trust, Mortgage · Line of Credit ENT CU |
| Dec 05, 2024 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Feb 16, 2023 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage ENT CU |
| Apr 03, 2018 | Deed of Trust, Mortgage · Line of Credit VECTRA BK/CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 16, 2023 · Amount on Record |
| Deed Sale | Feb 16, 2023 · Amount on Record |
| Prior Sale | Jul 28, 2020 · Amount on Record |
| Deed Doc Number | 202313402 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 3228 WATERFRONT DR, MONUMENT, CO 80132-7981 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000111912 |
|---|---|
| Date | Jun 09, 2021 |
| Instrument | 221111912 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 3228 WATERFRONT DR, MONUMENT, CO 80132-7981 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000174707 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 221174707 |
| Name | ENT CU |
|---|---|
| Type | Credit Union |
| Address | COLORADO SPRINGS, CO 80921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 28, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 3228 WATERFRONT DR, MONUMENT, CO 80132-7981 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000043251 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 222043251 |
| Name | ENT CU |
|---|---|
| Type | Credit Union |
| Address | COLORADO SPRINGS, CO 80921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 3228 WATERFRONT DR, MONUMENT, CO 80132-7981 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3228 WATERFRONT DR, MONUMENT, CO 80132-7981 |
| Document Number | 0000096359 |
|---|---|
| Date | Dec 05, 2024 |
| Instrument | 224096359 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | Feb 16, 2023 |
| Property Address | 3228 WATERFRONT DR, MONUMENT, CO 80132-7981 |
| Document Number | 0000013402 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 223013402 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2026 |
| Title Company | EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3228 WATERFRONT DR, MONUMENT, CO 80132-7981 |
| Investor | Possibly a Property Investor |
| Document Number | 0000013403 |
|---|---|
| Date | Feb 16, 2023 |
| Instrument | 223013403 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | Jul 28, 2020 |
| Property Address | 3228 WATERFRONT DR, MONUMENT, CO 80132-7981 |
| Document Number | 0000110845 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 220110845 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $58.46 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3228 WATERFRONT DR, MONUMENT, CO 80132-7981 |
| Document Number | 0000110846 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 220110846 |
| Name | ENT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 3228 WATERFRONT DR, MONUMENT, CO 80132-7981 |
| Document Number | 0000062263 |
| Instrument Date | Apr 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 3228 WATERFRONT DR MONUMENT CO 801327981, MONUMENT, CO 80132-7981 |
| Document Number | 0000062263 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 62263 |
| Name | VECTRA BK/CO |
|---|---|
| Type | Bank |
| Address | COLORADO SPRINGS, CO 80903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: El Paso County records · Assessment roll updated June 1, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | El Paso County |
| Unified School District | Lewis-Palmer School District 38 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,540 (-) | $943,905 (-) | |
| 2025 | $5,665.00 | $66,540 (+9.6%) Land $15,420 Building $51,120 | $943,905 (+4.18%) Land $218,750 Building $725,155 |
| 2024 | $60,710 (-) Land $12,060 Building $48,650 | ||
| 2023 | $5,726.00 (+5.82%) | $60,710 (+29.34%) Land $12,060 Building $48,650 | $906,057 (+34.16%) Land $180,000 Building $726,057 |
| 2022 | $5,411.00 | $46,940 Land $9,270 Building $37,670 | $675,363 Land $133,400 Building $541,963 |
Source: FEMA National Flood Hazard Layer, El Paso County (08041C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Very High above 93% of the US · above 96% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 76 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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